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Updated Daily · For Claims Professionals

Case Law Updates

Florida property insurance court decisions — curated daily for public adjusters and claims professionals.

Categories:AllProperty InsuranceBad FaithPA RegulationsCarrier DisputesAppraisalLegislative

Case Law Update: Citizens Property Insurance v. Blanco — Anti-Concurrent Causation and Water Damage Coverage Affirmed

Florida 3rd DCA affirms jury verdict for policyholder Blanco in water damage claim against Citizens, rejecting anti-concurrent causation defense. Major win for

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Case Law Update: Universal Property v. Griffin — Florida Carrier Appeals Property Insurance Coverage Dispute

Florida 3rd DCA rules on Universal Property & Casualty coverage dispute with policyholder Griffin. Key decision for PAs handling carrier denial appeals.

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Case Law Update: Indoor Environmental v. Citizens Property Insurance — Late Notice and Assignment of Benefits Claim Dismissed

Florida 3rd DCA affirms summary judgment for Citizens Property Insurance in AOB case where restoration company failed to rebut late notice prejudice presumption

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Case Law Update: Izquierdo v. Universal Insurance — Earth Movement Exclusion Reversed in First-Party Property Claim

Florida 3rd DCA reverses summary judgment for Universal Insurance, finding genuine disputes over earth movement exclusion in property damage claim. Key ruling f

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Case Law Update: Homeowner's Choice v. Oakes — Insurance Policy Interpretation and Preservation of Issues on Appeal

Florida 4th DCA affirms jury verdict for policyholder Oakes after insurer failed to preserve policy interpretation arguments. Key lesson for PAs on carrier liti

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Case Law Update: Citizens Property Insurance v. Buergo — Florida Carrier Coverage Dispute

Florida DCA rules on Citizens Property Insurance coverage dispute with policyholder Buergo. Key decision for claims against Florida's insurer of last resort.

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Case Law Update: Cannon v. Safeco Insurance — Bad Faith Insurance Claim Denial

Georgia Court of Appeals rules on bad faith claim against Safeco Insurance after property damage denial. Key precedent for carrier accountability.

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Case Law Update: State of Florida Ex Rel. Chertok v. Zillow — Florida Property Valuation Dispute

Florida First DCA addresses property valuation dispute involving Zillow. Implications for insurance claim valuations and appraisal methodology.

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Case Law Update: Riley Love v. Florida Family Insurance — Appraisal Dispute in Property Claim

Florida Third DCA rules on appraisal dispute between policyholder and Florida Family Insurance Company. Important precedent for PA appraisal invocations.

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Case Law Update: FIGA v. Steve Cadet — Florida Insurance Guaranty Association Liability Dispute

Florida DCA rules on FIGA's obligations in policyholder claim after carrier insolvency. Key ruling for PAs handling claims with insolvent insurers.

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If you’ve encountered property damage, been in an accident, had a health claim denied, or need assistance with an SSDI claim, you will likely need to deal with an insurance provider. Unfortunately, this can be a drawn-out process, and it’s far too common for valid claims to be unfairly denied. As your trusted insurance attorneys, we don’t simply wait to see how your insurer responds. Instead, we use our knowledge and determination to negotiate directly on your behalf and secure what you may be rightfully owed.

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