Florida property insurance court decisions and industry insights — curated daily for public adjusters and claims professionals.
Georgia insurance agent charged with premium theft and fake COIs. Key lessons for public adjusters on certificate verification and coverage validation.
Read Analysis →Florida surplus lines homeowners premiums now average $3,500, matching admitted market rates. Key implications for public adjusters and policyholders.
Read Analysis →Shepherd Insurance's acquisition of Arnold Insurance in southwest Florida reflects broader independent agency consolidation trends affecting coverage access.
Read Analysis →Brightline's looming $6B restructuring ranks among biggest municipal bond workouts. Critical implications for Florida infrastructure insurance coverage.
Read Analysis →Dream Finders' $704M bid for Beazer Homes reflects consolidation pressures in homebuilding. Key implications for property insurance claims and coverage.
Read Analysis →Florida lawsuit against OpenAI over FSU shooting raises critical questions about AI liability and insurance coverage for technology companies.
Read Analysis →Miami boat explosion injuring 12 highlights critical marine insurance coverage gaps and claim challenges for Florida property damage attorneys.
Read Analysis →California appellate court reverses summary judgment in water damage case, rejecting State Farm's continuous seepage exclusion argument.
Read Analysis →Florida appellate court prevents Citizens from artificially reclassifying attached structure damage to limit Coverage A payments.
Read Analysis →OIR 2026 order reaffirms Citizens rate requirements and residual market function. Analysis of impacts for public adjusters and claims professionals.
Read Analysis →Florida OIR approves Citizens Property Insurance rate increases up to 15% annually by 2026. Key impacts for public adjusters and policyholders.
Read Analysis →Analysis reveals disconnect between insurer marketing promises and claim experience reality, driving policyholder abandonment after filing claims.
Read Analysis →OIR Final Order establishes 14% rate increase cap for Citizens Property Insurance in 2025, continuing graduated increase structure through public hearing process.
Read Analysis →OIR approves Citizens Property Insurance 2026 rate filings emphasizing actuarial soundness and non-competitive positioning in voluntary market.
Read Analysis →OIR approves Citizens Property Insurance rate filing establishing 11%-15% annual increase caps through 2026, impacting Florida property insurance market.
Read Analysis →California appellate court reverses summary judgment for State Farm in water loss case, rejecting continuous seepage exclusion defense.
Read Analysis →Third DCA rules against Citizens' attempt to reclassify attached iron fence as Coverage B instead of Coverage A in vehicle impact case.
Read Analysis →Analysis of Citizens Property Insurance Corporation's 2025 final order implementing 14% rate cap increases for personal and commercial property coverage.
Read Analysis →Examination of Citizens Property Insurance Corporation's 2026 consent order addressing personal and commercial property rate filings under Commissioner Yaworsky.
Read Analysis →Analysis of Citizens Property Insurance Corporation's 2022 rate filings and the statutory rate increase cap modifications for residential and commercial properties.
Read Analysis →Have a complex claim or coverage question? Submit your policyholder's details for a free review by our property damage attorneys. We'll analyze the situation and advise on the best path forward.
If you’ve encountered property damage, been in an accident, had a health claim denied, or need assistance with an SSDI claim, you will likely need to deal with an insurance provider. Unfortunately, this can be a drawn-out process, and it’s far too common for valid claims to be unfairly denied. As your trusted insurance attorneys, we don’t simply wait to see how your insurer responds. Instead, we use our knowledge and determination to negotiate directly on your behalf and secure what you may be rightfully owed.
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