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Case Law and Industry Insights

Florida property insurance court decisions and industry insights — curated daily for public adjusters and claims professionals.

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Industry Insight: Florida Property Tax Cuts Could Impact Public Adjusters

S&P warns Florida's proposed property tax cuts may strain local credit ratings, potentially affecting infrastructure and emergency services crucial to property damage claims.

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Case Law Update: Dragon Yachts v. London Marine Insurance - Arbitration

Florida yacht insurance dispute raises key questions about London arbitration clauses and forum selection in marine coverage disputes.

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Industry Insight: Eli Lilly Fraud Case Highlights PBM Rebate Risks

Federal court grants restraining order against pharmacy groups in $200M Eli Lilly fraud scheme. Key implications for insurance professionals and claims handling.

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Industry Insight: USAA's $500M Florida Dividend Signals Market Shift

USAA announces $500M dividend for Florida auto policyholders citing tort reforms. Analysis of how legal system changes affect property insurance markets.

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Industry Insight: Florida Earthquake Risks and Property Insurance Coverage

6.1 earthquake off Cuba felt in South Florida highlights potential gaps in property coverage. Learn how earthquake risks affect Florida property claims.

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Industry Insight: Miami's Eminent Domain Case Over Port Fuel Depot

Miami moves to seize Fisher Island fuel depot via eminent domain after $400M settlement fails. Key implications for property rights and public use doctrine.

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Industry Insight: Florida Lawyers Mutual Leadership Change Signals

Carol Coady returns as interim CEO of Florida Lawyers Mutual amid financial challenges. Analysis of implications for professional liability insurance market.

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Case Law Update: Dead Bodies as Property Damage - Florida Court Ruling

Florida court rules dead human bodies can cause covered property damage, rejecting pollution exclusion. Key case for unusual property damage claims.

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Industry Insight: Florida Surplus Lines Insurers Using NY Forum Clauses

Florida surplus lines insurers increasingly use buried endorsements to force policyholders into New York courts. Impact on claims and legal rights.

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Industry Insight: State AGs Challenge Paramount-Warner Merger

Multiple state attorneys general prepare legal challenge to $110B Paramount-Warner deal. Antitrust implications for entertainment industry consolidation.

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Industry Insight: Major Insurance Agency Consolidation Impacts Florida Market

Shepherd Insurance's acquisition of Responsive Insurance in Naples signals continued consolidation in Florida's property insurance market.

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Industry Insight: Florida Gubernatorial Candidate Proposes Major Changes

Florida gubernatorial candidate Paul Renner proposes eliminating premium taxes and expanding Cat Fund coverage to reduce homeowners insurance costs by up to 20%.

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Industry Insight: Food Contamination Claims and Coverage Considerations

Recent SpaghettiOs lawsuit highlights key issues for claims professionals handling food contamination claims and product liability coverage.

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Industry Insight: Florida Property Tax Amendment Impact on Insurance

Florida lawmakers approve property tax cut amendment for November ballot. Analysis of potential impacts on homeowners insurance and property coverage decisions.

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Case Law Update: Product Contamination Claims and Food Safety Litigation

Florida federal court case examines product contamination claims against Campbell's and Walmart, highlighting food safety litigation trends and insurance implications.

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Industry Insight: WTW Dubai Financial Expansion and Property Claims

WTW receives Dubai Financial Services Authority approval to operate investment business, expanding Middle East presence and property insurance capabilities.

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Case Law Update: New Florida Insurer Sypher Gets COA and BBB Rating

Sypher Insurance Exchange receives Florida COA and BBB rating, becoming 21st new property insurer since 2022 reforms. Key developments for adjusters.

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Industry Insight: Buckner's Utah Expansion Signals Regional Growth

Buckner opens eighth office in Utah, expanding regional presence. Analysis of brokerage growth trends and impact on insurance market.

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Industry Insight: Fortegra Acquisition Signals Market Consolidation

DB Insurance completes Fortegra acquisition. Impact on Florida property market, adjusters, and claims professionals analyzed.

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Industry Insight: Florida v. OpenAI - Legal Precedent for AI Liability

Florida's lawsuit against OpenAI sets new precedent for AI liability claims. Analysis for insurance professionals on emerging tech risks and coverage implications.

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