Case Law Update: Guidry v. State Farm - Replacement Cost Testimony
Louisiana court ruling shows how policyholder testimony can destroy replacement cost claims. Critical lessons for public adjusters and claims professionals.
Read Analysis →Florida property insurance court decisions and industry insights — curated daily for public adjusters and claims professionals.
Louisiana court ruling shows how policyholder testimony can destroy replacement cost claims. Critical lessons for public adjusters and claims professionals.
Read Analysis →Latest Citizens Property Insurance rate filing order emphasizes actuarial soundness and non-competitive pricing in Florida's residual market.
Read Analysis →Florida OIR Final Order establishing Citizens Property Insurance 11% annual rate increase cap for 2022 under amended statutory framework.
Read Analysis →Mississippi federal court ruling in Gore, Kilpatrick & Dambrino v. Spinnaker Insurance significantly narrows cyber insurance social engineering coverage.
Read Analysis →Analysis of growing cyber insurance disputes over social engineering coverage and how insurers are narrowing protection after policy sales.
Read Analysis →Honoring the legacy of Paul Butler, influential insurance attorney and mentor who shaped modern property insurance coverage law and practice.
Read Analysis →Federal court in Puerto Rico dismisses insurer's negligence claims against public adjusters due to statute of limitations, highlighting timing issues.
Read Analysis →MMA Law Firm files aggressive RICO lawsuit against critics, raising questions about industry accountability and retaliation tactics in property insurance.
Read Analysis →OIR Final Order 2025-15 approves Citizens rate filings with 14% cap, emphasizing actuarial soundness and public hearing process. Key insights for adjusters.
Read Analysis →OIR approves Citizens Property Insurance 2026 rate filings, implementing 15% cap and emphasizing residual market function. Key updates for adjusters.
Read Analysis →OIR approves Citizens Property Insurance rate filings with 11% cap for 2022, increasing to 15% by 2026. Key implications for policyholders and adjusters.
Read Analysis →Courts expect policyholders to understand complex insurance policies, but legal reality suggests this expectation is unrealistic and unfair.
Read Analysis →Federal court in Puerto Rico dismisses insurer's negligence claims against public adjuster due to statute of limitations. Critical timing lessons.
Read Analysis →MMA Law Firm files aggressive countersuit with RICO claims against Matthew Monson and Allied Trust Insurance. Key implications for public adjusters.
Read Analysis →Florida's new Insurance Commissioner Michael Yaworsky issues 2026 Citizens rate filing order under Timothy Cerio's leadership, continuing statutory framework.
Read Analysis →Florida OIR's 2022 final order on Citizens Property Insurance rate filings establishes annual rate increase caps from 11% to 15% through 2026.
Read Analysis →Florida Supreme Court clarifies PACE funding assessment authority and property lien priorities affecting insurance claims and settlements.
Read Analysis →Florida Supreme Court rules on PACE funding property disputes. Key implications for property insurance claims involving hurricane hardening and energy upgrades.
Read Analysis →Florida’s 2022 insurance reform changed how attorneys get paid — but did it change whether policyholders get paid? Louis Law Group’s data shows 75.4% of post-reform cases still result in the carrier paying, with cases resolving in half the time.
Read Analysis →Florida Supreme Court clarifies PACE funding assessments' impact on property insurance claims and valuations, affecting public adjusters' evaluation procedures.
Read Analysis →Have a complex claim or coverage question? Submit your policyholder's details for a free review by our property damage attorneys. We'll analyze the situation and advise on the best path forward.
If you’ve encountered property damage, been in an accident, had a health claim denied, or need assistance with an SSDI claim, you will likely need to deal with an insurance provider. Unfortunately, this can be a drawn-out process, and it’s far too common for valid claims to be unfairly denied. As your trusted insurance attorneys, we don’t simply wait to see how your insurer responds. Instead, we use our knowledge and determination to negotiate directly on your behalf and secure what you may be rightfully owed.

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