Florida property insurance court decisions and industry insights — curated daily for public adjusters and claims professionals.
OIR approves Citizens Property Insurance rate filings with 11% cap for 2022, increasing to 15% by 2026. Key implications for policyholders and adjusters.
Read Analysis →Courts expect policyholders to understand complex insurance policies, but legal reality suggests this expectation is unrealistic and unfair.
Read Analysis →Federal court in Puerto Rico dismisses insurer's negligence claims against public adjuster due to statute of limitations. Critical timing lessons.
Read Analysis →MMA Law Firm files aggressive countersuit with RICO claims against Matthew Monson and Allied Trust Insurance. Key implications for public adjusters.
Read Analysis →Florida's new Insurance Commissioner Michael Yaworsky issues 2026 Citizens rate filing order under Timothy Cerio's leadership, continuing statutory framework.
Read Analysis →Florida OIR's 2022 final order on Citizens Property Insurance rate filings establishes annual rate increase caps from 11% to 15% through 2026.
Read Analysis →Florida Supreme Court clarifies PACE funding assessment authority and property lien priorities affecting insurance claims and settlements.
Read Analysis →Florida Supreme Court rules on PACE funding property disputes. Key implications for property insurance claims involving hurricane hardening and energy upgrades.
Read Analysis →Florida’s 2022 insurance reform changed how attorneys get paid — but did it change whether policyholders get paid? Louis Law Group’s data shows 75.4% of post-reform cases still result in the carrier paying, with cases resolving in half the time.
Read Analysis →Florida Supreme Court clarifies PACE funding assessments' impact on property insurance claims and valuations, affecting public adjusters' evaluation procedures.
Read Analysis →Florida Supreme Court rules on PACE funding program challenges affecting property tax assessments and insurance coverage for hurricane hardening improvements.
Read Analysis →Florida Supreme Court clarifies PACE funding agency authority in property assessment disputes involving multiple counties and state attorneys.
Read Analysis →Florida Supreme Court rules on PACE funding disputes affecting property insurance claims and coverage for energy efficiency improvements financed through specia
Read Analysis →Analysis of 29,624 pre-suit notices filed with Florida DFS between July 2025 and March 2026. Interactive dashboard revealing carrier dispute patterns, 43.5% denial rates, $3.6B in contested damages, and geographic hotspots across 303 carriers.
Read Analysis →Bermuda-based Convex Re, founded by ex-Hiscox CEO and recently acquired by AIG, is approved for surplus lines operations in Florida.
Read Analysis →CLIC Risk Retention Group, the first dedicated cannabis liability insurer, has been approved to operate in Florida — filling a critical coverage gap for the state's $2B+ medical marijuana industry.
Read Analysis →Italian insurance powerhouse Assicurazioni Generali, founded in 1831 with €90B+ in assets and 82 million customers worldwide, has been approved as a reciprocal jurisdiction reinsurer in Florida.
Read Analysis →Commissioner Yaworsky fined eight Florida insurers a combined $2.075M for claims handling violations during Hurricanes Ian and Idalia.
Read Analysis →Wingsail Insurance, linked to insurtech Hippo Holdings and Spinnaker Insurance, is now an admitted P&C insurer in Florida's homeowners market.
Read Analysis →ZestyAI, an AI property risk analytics firm with $60M+ in funding, has been approved by FLOIR as a rating organization for Florida insurers.
Read Analysis →Have a complex claim or coverage question? Submit your policyholder's details for a free review by our property damage attorneys. We'll analyze the situation and advise on the best path forward.
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