Florida property insurance court decisions and industry insights — curated daily for public adjusters and claims professionals.
King tides flooded homes and businesses on both U.S. coasts. Here is what public adjusters and policyholders should know about flood coverage and claim deadlines.
Read Analysis →On Oct. 29, 2026, a Florida federal court remanded the SSDI denial in Ware v. Commissioner, No. 8:25-cv-02710, holding the ALJ did not properly evaluate mild mental limitations.
Read Analysis →Higher king tides, wind and rain threaten South Florida this week. What public adjusters and policyholders should know about flood coverage and documentation.
Read Analysis →The Florida Supreme Court held section 627.70152's presuit notice requirement does not apply retroactively to policies issued before July 1, 2021.
Read Analysis →On Oct. 21, 2026, Judge Mizelle (M.D. Fla.) denied class certification in Dawson v. Generac, No. 8:24-cv-2412: Florida owners' storm-failure warranty claims need individual proof.
Read Analysis →Florida multifamily property premiums have fallen sharply since the reforms, but liability pricing has climbed. What the data mean for public adjusters and policyholders.
Read Analysis →On Oct. 22, 2026, Florida's Third DCA affirmed judgment for American Integrity in Fonollosa v. American Integrity, No. 3D24-1777, citing § 624.155's civil remedy notice specificity rules.
Read Analysis →The Florida Supreme Court held in Universal v. Hughes that the property insurance pre-suit notice requirement does not apply to policies issued before July 1, 2021.
Read Analysis →Florida's Attorney General subpoenaed Velocity Risk Underwriters over possible agreements restricting policyholders from hiring licensed public adjusters.
Read Analysis →On Oct. 21, 2026, a Florida federal court affirmed the SSDI denial in Posada v. Commissioner, No. 2:25-cv-634, rejecting seven challenges, including job-number objections not raised at the hearing.
Read Analysis →Florida's insurance commissioner ordered iDeal Auto and First Premier Home Warranty to stop operating without licenses. What policyholders and PAs should know.
Read Analysis →Florida's Attorney General says his office is investigating anti-public adjuster endorsements in insurance policies. What PAs and policyholders should know now.
Read Analysis →An arbitrator ordered Trident Reciprocal's former CEO to pay hundreds of thousands in attorney and arbitrator fees. What it means for Florida PAs and policyholders.
Read Analysis →Hurricane Isaias has produced about 47,000 Florida claims and $582M in insured losses, per OIR. What the data means for public adjusters and policyholders.
Read Analysis →A fatal alligator attack at Lake Apopka raises wildlife risk and liability questions. What Florida PAs and policyholders should know.
Read Analysis →The Villages plans a $180M bond to build 3,860 homes. What growth in Florida's largest retirement community means for property claims and PAs.
Read Analysis →Florida's OIR forced American Mobile Insurance Exchange to surrender its certificate of authority. Here is what PAs and mobile home owners should know.
Read Analysis →On Oct. 7, 2026, a Virginia federal court in Dolan v. Ford, No. 3:23-cv-512, rejected most of Ford's confidentiality claims over 10R80 transmission and warranty documents.
Read Analysis →On Oct. 5, 2026, a Florida federal court dismissed Barlow v. American Bankers, No. 2:26-cv-2189, holding a 2023 letter began the one-year deadline to sue over a flood claim.
Read Analysis →On Oct. 16, 2026, a New Mexico federal court ordered FCA US to answer discovery in Falance v. FCA US, No. 1:26-cv-00185, a Magnuson-Moss warranty suit, and pay motion fees.
Read Analysis →Have a complex claim or coverage question? Submit your policyholder's details for a free review by our property damage attorneys. We'll analyze the situation and advise on the best path forward.
If you’ve encountered property damage, been in an accident, had a health claim denied, or need assistance with an SSDI claim, you will likely need to deal with an insurance provider. Unfortunately, this can be a drawn-out process, and it’s far too common for valid claims to be unfairly denied. As your trusted insurance attorneys, we don’t simply wait to see how your insurer responds. Instead, we use our knowledge and determination to negotiate directly on your behalf and secure what you may be rightfully owed.
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