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Updated Daily · For Claims Professionals

Case Law and Industry Insights

Florida property insurance court decisions and industry insights — curated daily for public adjusters and claims professionals.

Categories:AllProperty InsuranceBad FaithPA RegulationsCarrier DisputesAppraisalLegislative

Florida Supreme Court Rules on PACE Funding Property Liens and Assessment Authority

Florida Supreme Court clarifies PACE funding assessment authority and property lien priorities affecting insurance claims and settlements.

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Florida Supreme Court Rules on PACE Funding Property Disputes - Key Case for Property Insurance Claims

Florida Supreme Court rules on PACE funding property disputes. Key implications for property insurance claims involving hurricane hardening and energy upgrades.

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Is Your Insurance Claim Still Worth Pursuing After Florida’s 2022 Reform?

Florida’s 2022 insurance reform changed how attorneys get paid — but did it change whether policyholders get paid? Louis Law Group’s data shows 75.4% of post-reform cases still result in the carrier paying, with cases resolving in half the time.

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Florida Supreme Court Rules on PACE Funding Property Assessments - Impact on Property Insurance Claims

Florida Supreme Court clarifies PACE funding assessments' impact on property insurance claims and valuations, affecting public adjusters' evaluation procedures.

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Florida Supreme Court Rules on PACE Funding Program Challenges - Property Tax Assessment Disputes

Florida Supreme Court rules on PACE funding program challenges affecting property tax assessments and insurance coverage for hurricane hardening improvements.

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Florida Supreme Court Clarifies PACE Funding Program Authority in Multi-County Property Assessment Case

Florida Supreme Court clarifies PACE funding agency authority in property assessment disputes involving multiple counties and state attorneys.

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Florida Supreme Court Rules on PACE Funding Disputes - Property Assessment Clean Energy Program

Florida Supreme Court rules on PACE funding disputes affecting property insurance claims and coverage for energy efficiency improvements financed through specia

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Florida Pre-Suit Notice Intelligence Report — 29,624 PIITIL Notices Expose Carrier Dispute Patterns

Analysis of 29,624 pre-suit notices filed with Florida DFS between July 2025 and March 2026. Interactive dashboard revealing carrier dispute patterns, 43.5% denial rates, $3.6B in contested damages, and geographic hotspots across 303 carriers.

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Convex Re Limited Enters Florida as Surplus Lines Insurer — Now Backed by AIG

Bermuda-based Convex Re, founded by ex-Hiscox CEO and recently acquired by AIG, is approved for surplus lines operations in Florida.

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CLIC Risk Retention Group Brings Cannabis Liability Insurance to Florida

CLIC Risk Retention Group, the first dedicated cannabis liability insurer, has been approved to operate in Florida — filling a critical coverage gap for the state's $2B+ medical marijuana industry.

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Assicurazioni Generali Enters Florida Reinsurance Market — 200-Year-Old European Giant Adds Capacity

Italian insurance powerhouse Assicurazioni Generali, founded in 1831 with €90B+ in assets and 82 million customers worldwide, has been approved as a reciprocal jurisdiction reinsurer in Florida.

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Florida Insurance Commissioner Penalizes 8 Companies Over $2 Million for Hurricane Claims Misconduct

Commissioner Yaworsky fined eight Florida insurers a combined $2.075M for claims handling violations during Hurricanes Ian and Idalia.

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Wingsail Insurance (Hippo Holdings) Enters Florida Property Market as Admitted Carrier

Wingsail Insurance, linked to insurtech Hippo Holdings and Spinnaker Insurance, is now an admitted P&C insurer in Florida's homeowners market.

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ZestyAI Approved as Florida Rating Organization — AI-Powered Property Risk Assessment Arrives

ZestyAI, an AI property risk analytics firm with $60M+ in funding, has been approved by FLOIR as a rating organization for Florida insurers.

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SCOR SE Enters Florida Reinsurance Market — What It Means for Property Insurance Rates

French reinsurance giant SCOR SE, a top-5 global reinsurer with 19.4B euros in premiums, gains Florida reciprocal jurisdiction reinsurer approval.

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16 New Companies Enter the Florida Insurance Market — February 2026 FLOIR Report

FLOIR approved 16 new entities in early 2026, including global reinsurers, AI-powered rating tech, cannabis liability coverage, and new property insurers.

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Fourth DCA Decides Burns v. Universal Property - Significant Property Insurance Ruling

Fourth DCA Florida rules in Burns v. Universal Property property insurance case. Important implications for public adjusters and claim handling. Legal help at (

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Sixth DCA Rules in Universal Property v. Montgomery - Critical Property Insurance Decision

Sixth DCA Florida decides Universal Property v. Montgomery property insurance case. Key insights for public adjusters and claim professionals. Call (833) 657-48

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Fourth DCA Affirms Judgment in Universal Property v. Tenon Fulton - Key Ruling for Property Insurance Claims

Fourth DCA Florida rules in Universal Property v. Tenon Fulton. Important implications for property insurance claims and public adjusters. Get legal help at (83

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Industry Insight: JD Power Finds Homeowners Claims Satisfaction Rising as Repairs Speed Up

JD Power reports improved homeowner claims satisfaction driven by faster repair times, though significant gaps remain in communication and fair settlement practices.

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