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Case Law and Industry Insights

Florida property insurance court decisions and industry insights — curated daily for public adjusters and claims professionals.

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Case Law Update: Dead Bodies as Property Damage - Florida Court Ruling

Florida court rules dead human bodies can cause covered property damage, rejecting pollution exclusion. Key case for unusual property damage claims.

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Industry Insight: Florida Surplus Lines Insurers Using NY Forum Clauses

Florida surplus lines insurers increasingly use buried endorsements to force policyholders into New York courts. Impact on claims and legal rights.

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Industry Insight: State AGs Challenge Paramount-Warner Merger

Multiple state attorneys general prepare legal challenge to $110B Paramount-Warner deal. Antitrust implications for entertainment industry consolidation.

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Industry Insight: Major Insurance Agency Consolidation Impacts Florida Market

Shepherd Insurance's acquisition of Responsive Insurance in Naples signals continued consolidation in Florida's property insurance market.

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Industry Insight: Florida Gubernatorial Candidate Proposes Major Changes

Florida gubernatorial candidate Paul Renner proposes eliminating premium taxes and expanding Cat Fund coverage to reduce homeowners insurance costs by up to 20%.

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Industry Insight: Food Contamination Claims and Coverage Considerations

Recent SpaghettiOs lawsuit highlights key issues for claims professionals handling food contamination claims and product liability coverage.

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Industry Insight: Florida Property Tax Amendment Impact on Insurance

Florida lawmakers approve property tax cut amendment for November ballot. Analysis of potential impacts on homeowners insurance and property coverage decisions.

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Case Law Update: Product Contamination Claims and Food Safety Litigation

Florida federal court case examines product contamination claims against Campbell's and Walmart, highlighting food safety litigation trends and insurance implications.

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Industry Insight: WTW Dubai Financial Expansion and Property Claims

WTW receives Dubai Financial Services Authority approval to operate investment business, expanding Middle East presence and property insurance capabilities.

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Case Law Update: New Florida Insurer Sypher Gets COA and BBB Rating

Sypher Insurance Exchange receives Florida COA and BBB rating, becoming 21st new property insurer since 2022 reforms. Key developments for adjusters.

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Industry Insight: Buckner's Utah Expansion Signals Regional Growth

Buckner opens eighth office in Utah, expanding regional presence. Analysis of brokerage growth trends and impact on insurance market.

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Industry Insight: Fortegra Acquisition Signals Market Consolidation

DB Insurance completes Fortegra acquisition. Impact on Florida property market, adjusters, and claims professionals analyzed.

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Industry Insight: Florida v. OpenAI - Legal Precedent for AI Liability

Florida's lawsuit against OpenAI sets new precedent for AI liability claims. Analysis for insurance professionals on emerging tech risks and coverage implications.

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Case Law Update: Florida Supreme Court Issues New AI Rules for Court Filings

Florida Supreme Court implements statewide rules requiring attorneys to certify AI-generated citations amid growing concerns over fabricated case law.

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Case Law Update: Portofino Appraisal Appeal Could Reshape Florida

Major Hurricane Sally appraisal award appeal could set precedent for Florida property damage cases. Key implications for public adjusters and claims professionals.

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Case Law Update: Entrepreneur Challenges My Safe Florida Home Program

Florida entrepreneur sues state over hurricane shutter safety standards in My Safe Florida Home program, claiming current products create fire hazards.

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Industry Insight: Florida Reinsurers Show Strong Appetite for June 2026 Renewals

Legal reforms and improved building resilience drive increased reinsurance capacity and competitive pricing for Florida property insurers in June 2026 renewals.

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Case Law Update: DeSantis Property Tax Proposal Reshape Claims Landscape

Governor DeSantis proposes eliminating property taxes on most Florida primary homes. Analysis of implications for property values and insurance claims.

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Industry Insight: Florida Workers Comp Costs Rise Despite Reform Efforts

Florida workers compensation costs increased 5% in 2025, but recent appeals court ruling ending physician dispensing may provide relief for insurers.

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Industry Insight: DeSantis Property Tax Elimination Plan Impact

Florida's proposed property tax elimination plan could reshape public adjuster operations and property damage claims. Analysis of implications for the industry.

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