Florida property insurance court decisions and industry insights — curated daily for public adjusters and claims professionals.
Florida OIR extends Capacity Insurance Company's administrative supervision an 11th time. Learn what this means for policyholders and public adjusters.
Read Analysis →On Aug. 31, 2026, amended Sept. 3, a Delaware court granted in part Ford's motion to sever 1,358 joined 6F35 transmission warranty claims, ordering the 16 complaints regrouped.
Read Analysis →Florida's Third DCA affirmed on Sept. 3, 2026, applying the rule that declaratory relief requires a bona fide need based on present, ascertainable facts.
Read Analysis →Florida's Third and Second DCAs both reversed on Sept. 2, 2026, holding FIGA cannot be forced to pay the attorney's fee portion of a settlement signed before the carrier's insolvency.
Read Analysis →On Aug. 27, 2026, Florida's Third DCA affirmed for Citizens in Four Season Water Restoration v. Citizens, No. 3D25-2056, citing the insured's duty to protect property after a loss.
Read Analysis →On Aug. 26, 2026, a California appeals court published Srivastava v. BMW of North America, No. H052938, holding a manufacturer named in a lease arbitration clause can compel arbitration.
Read Analysis →Florida's Fourth DCA affirmed on Aug. 19, 2026 in McAllister v. Holman Automotive that the Graves Amendment and section 324.021(9)(c)3. bar dealer vicarious liability.
Read Analysis →Florida's Fourth DCA affirmed on Aug. 19, 2026 in Generali v. Springel that the insurer failed to prove its pre-existing condition exclusion, restating that the insurer carries that burden.
Read Analysis →Florida's Third DCA affirmed per curiam on Aug. 27, 2026 in Premier Mitigation v. Citizens, citing the statutory cap on emergency assignments of post-loss residential benefits.
Read Analysis →On Aug. 28, 2026, the Eighth Circuit affirmed an SSDI denial in Post v. Bisignano, No. 25-2081, holding the ALJ could rely on a records reviewer backed by the claimant's daily activities.
Read Analysis →Florida's Third DCA affirmed a jury verdict for Miami-Dade homeowners on Aug. 26, 2026, holding they proved the hidden-and-unknown exception to the seepage exclusion.
Read Analysis →Florida's Third DCA reversed a Miami-Dade fee denial, holding Citizens' $100-per-plaintiff proposal had a reasonable foundation given late notice and unmet document requests.
Read Analysis →Florida's Fourth DCA held that a Drew repair-contract claim falls under section 627.428 and that FIGA denied part of the claim by affirmative action, reviving the insureds' fee claim.
Read Analysis →A new M.D. Fla. complaint alleges a Florida dealer's service contract charge nearly doubled and that the AAA declined to administer its consumer arbitrations.
Read Analysis →Florida's Second DCA affirmed Aug. 14, 2026 that section 627.70152 presuit notice does not apply retroactively to pre-July 2021 policies, and certified conflict with two other districts.
Read Analysis →On Aug. 5, 2026, a D.C. federal judge affirmed an SSDI denial in Simms v. Commissioner of Social Security, No. 24-1605, holding an ALJ need not copy a consultant's exact wording.
Read Analysis →On Aug. 7, 2026, a federal judge in Chicago granted CarShield and American Auto Shield’s motion to compel arbitration and stayed Turman v. CarShield, No. 1:26-cv-07221 (N.D. Ill.).
Read Analysis →Florida's Fifth DCA held on Aug. 7, 2026 that People's Trust did not waive appraisal by closing the claim and offering $100 to settle; it demanded appraisal in its answer.
Read Analysis →Florida's Second DCA held on Aug. 14, 2026 that section 627.70152 presuit notice is required even for declaratory-judgment suits seeking no money. What it means for claims.
Read Analysis →S&P warns Florida's proposed property tax cuts may strain local credit ratings, potentially affecting infrastructure and emergency services crucial to property damage claims.
Read Analysis →Have a complex claim or coverage question? Submit your policyholder's details for a free review by our property damage attorneys. We'll analyze the situation and advise on the best path forward.
If you’ve encountered property damage, been in an accident, had a health claim denied, or need assistance with an SSDI claim, you will likely need to deal with an insurance provider. Unfortunately, this can be a drawn-out process, and it’s far too common for valid claims to be unfairly denied. As your trusted insurance attorneys, we don’t simply wait to see how your insurer responds. Instead, we use our knowledge and determination to negotiate directly on your behalf and secure what you may be rightfully owed.
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