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Extended Car Warranty Claim Denied: What to Do

If your extended car warranty claim was denied, get the denial in writing, read it against your contract to find the exact clause the company relied on, an

An Electrician Caused Electrical Damage to My Home — Who Is Liable?

If an electrician caused electrical damage to your home, the electrician (and usually the electrical contracting company that employs them) is generally li

Does a Home Warranty Cover Air Conditioner Replacement?

A home warranty can cover air conditioner replacement, but only when the AC fails from normal wear and tear, you have an active plan that includes HVAC, an

A Contractor Used the Wrong Materials: What Are My Rights?

If a contractor installed the wrong materials, you generally have the right to demand they correct the work at no extra cost and, if they refuse, to recove

A Contractor Hit a Water Pipe — Who Is Liable?

When a contractor strikes a water pipe, the contractor is usually liable for the resulting damage, because Florida law requires them to work with reasonabl

A Contractor Damaged My Neighbor's Property — Who Pays in Florida?

In most cases, the contractor (and their general liability insurer) pays for damage they cause to a neighbor's property, because the contractor — not you,

A Contractor Caused a Fire — Who Is Responsible?

If a contractor caused a fire on your property, the contractor (and usually their general liability insurer) is responsible for the damage they negligently

A Contractor Abandoned My Project in Florida: What Can I Do?

If a contractor abandoned your project in Florida, document everything in writing, send a certified written demand to resume work or refund your money, and

Can I Withhold Payment From a Contractor for Defective Work in Florida?

Yes. In Florida you can generally withhold payment from a contractor for defective or incomplete work, but only the amount reasonably tied to the defect —

Can I Sue a Contractor for Bad Workmanship in Florida?

Yes. In Florida you can sue a contractor for bad workmanship under theories of breach of contract, negligence (the failure to build to the accepted standar

Can I Sue a Contractor After the Warranty Expires in Florida?

Yes. In Florida, an expired warranty does not bar a lawsuit against a contractor. A written warranty is only one of several legal theories you can use. You

Can I Hire My Own Contractor After an Insurance Claim?

Yes. In Florida, you have the right to choose your own licensed contractor to repair your property after an insurance claim — your insurer cannot force you

Can a Home Warranty Company Drop You?

Yes, a home warranty company can drop you, but usually only at the end of your contract term or for specific reasons spelled out in your service agreement,

Can a Contractor Put a Lien on My House for Unpaid Work in Florida?

Yes. Under Florida's Construction Lien Law (Chapter 713, Florida Statutes), a contractor who improved your property and was not paid can record a Claim of

Why Do Home Warranty Companies Deny Claims?

Home warranty companies deny claims most often by labeling the problem "pre-existing," "improperly maintained," "improperly installed," or excluded by a fi

Who Regulates Home Warranty Companies?

Home warranty companies are regulated at the state level, not by a single federal agency. In Florida, home warranties are treated as "service warranty asso

What to Do When Your Insurance Company Denies Your Claim

When your insurance company denies your claim, request the denial in writing with the exact policy provision it relies on, then read your policy's covered-

What to Do When Your Home Warranty Is Not Honored

If your home warranty company denies a valid repair or refuses to pay, do not accept the first "no." Request the denial in writing, read your contract's co

What to Do If a Contractor Damages Your Home in Florida

If a contractor damages your home in Florida, document everything immediately with photos and video, stop the work, and notify the contractor in writing. G

What Is Bad Faith Insurance in Florida?

Bad faith insurance in Florida is when an insurance company fails to handle a valid claim honestly and fairly — by unreasonably denying, delaying, underpay

We have recovered over $200,000,000 for our clients.

If you’ve encountered property damage, been in an accident, had a health claim denied, or need assistance with an SSDI claim, you will likely need to deal with an insurance provider. Unfortunately, this can be a drawn-out process, and it’s far too common for valid claims to be unfairly denied. As your trusted insurance attorneys, we don’t simply wait to see how your insurer responds. Instead, we use our knowledge and determination to negotiate directly on your behalf and secure what you may be rightfully owed.

Pierre Louis Florida Property Damage Attorney
1600+ CASES vs. UNIVERSAL PROPERTY & CASUALTY INSURANCE COMPANY
920+ CASESvs. CITIZENS PROPERTY INSURANCE CORPORATION
270+ CASESvs. HERITAGE PROPERTY & CASUALTY INSURANCE COMPANY
250+ CASESvs. AMERICAN SECURITY INSURANCE COMPANY
250+ CASESvs. AMERICAN INTEGRITY INSURANCE COMPANY OF FLORIDA
250+ CASESvs. STATE FARM FLORIDA INSURANCE COMPANY

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