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Can a Home Warranty Company Drop You?

Yes, a home warranty company can drop you, but usually only at the end of your contract term or for specific reasons spelled out in your service agreement,

Can a Contractor Put a Lien on My House for Unpaid Work in Florida?

Yes. Under Florida's Construction Lien Law (Chapter 713, Florida Statutes), a contractor who improved your property and was not paid can record a Claim of

Why Do Home Warranty Companies Deny Claims?

Home warranty companies deny claims most often by labeling the problem "pre-existing," "improperly maintained," "improperly installed," or excluded by a fi

Who Regulates Home Warranty Companies?

Home warranty companies are regulated at the state level, not by a single federal agency. In Florida, home warranties are treated as "service warranty asso

What to Do When Your Insurance Company Denies Your Claim

When your insurance company denies your claim, request the denial in writing with the exact policy provision it relies on, then read your policy's covered-

What to Do When Your Home Warranty Is Not Honored

If your home warranty company denies a valid repair or refuses to pay, do not accept the first "no." Request the denial in writing, read your contract's co

What to Do If a Contractor Damages Your Home in Florida

If a contractor damages your home in Florida, document everything immediately with photos and video, stop the work, and notify the contractor in writing. G

What Is Bad Faith Insurance in Florida?

Bad faith insurance in Florida is when an insurance company fails to handle a valid claim honestly and fairly — by unreasonably denying, delaying, underpay

What Happens If an Unlicensed Contractor Damages My Property in Florida?

If an unlicensed contractor damages your property in Florida, you can sue them in civil court for the cost of repairs — and Florida law is heavily on your

Is a Contractor Liable for Water Damage They Caused?

Yes. In Florida, a contractor is generally liable for water damage they cause through negligent or defective work — a plumber who bursts a pipe, an HVAC te

How to Sue American Home Shield

To sue American Home Shield (AHS), first exhaust the contract's internal dispute process, then send a written demand letter giving the company a final chan

How to Keep Homeowners Insurance After a Plumbing Claim in Florida

To keep your homeowners insurance after a plumbing claim in Florida, fix the leak permanently and document the repair, keep your claim count low, pay any s

How to File a Complaint Against a Contractor in Florida

To file a complaint against a contractor in Florida, submit a written complaint to the Department of Business and Professional Regulation (DBPR) online at

How to Fight a Home Warranty Denial

To fight a home warranty denial, get the denial in writing, read your contract's covered-items and exclusions sections, then file a written appeal with doc

How Long Is a Contractor Liable for Their Work in Florida?

In Florida, a contractor can generally be held liable for defective work for up to 4 years from when the problem was discovered (or should have been discov

How Long Do You Have to File a Property Damage Claim in Florida?

In Florida, you generally have 1 year from the date of loss to give your insurance company notice of a new property damage claim, and 18 months to report a

Does Renters Insurance Cover Flood Damage?

No. A standard renters insurance policy does not cover flood damage. Flooding from rising external water — storm surge, an overflowing river, heavy rain th

Does a Contractor's Insurance Pay for Damage to My Home?

Yes — if a contractor damages your home while working, the contractor's general liability insurance is generally the policy that pays for the repairs, not

Do I Need Plumber Insurance in Florida?

Yes. To hold a Florida plumbing contractor license, the state requires you to carry liability and property-damage insurance, and—if you have employees—work

What to Do About a Denied Mold Damage Claim in Florida

If your Florida insurer denied a mold damage claim, do not assume the decision is final. Request the denial in writing, read the exact policy language and

We have recovered over $200,000,000 for our clients.

If you’ve encountered property damage, been in an accident, had a health claim denied, or need assistance with an SSDI claim, you will likely need to deal with an insurance provider. Unfortunately, this can be a drawn-out process, and it’s far too common for valid claims to be unfairly denied. As your trusted insurance attorneys, we don’t simply wait to see how your insurer responds. Instead, we use our knowledge and determination to negotiate directly on your behalf and secure what you may be rightfully owed.

Pierre Louis Florida Property Damage Attorney
1600+ CASES vs. UNIVERSAL PROPERTY & CASUALTY INSURANCE COMPANY
920+ CASESvs. CITIZENS PROPERTY INSURANCE CORPORATION
270+ CASESvs. HERITAGE PROPERTY & CASUALTY INSURANCE COMPANY
250+ CASESvs. AMERICAN SECURITY INSURANCE COMPANY
250+ CASESvs. AMERICAN INTEGRITY INSURANCE COMPANY OF FLORIDA
250+ CASESvs. STATE FARM FLORIDA INSURANCE COMPANY

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We like to simplify our intake process. From submitting your claim to finalizing your case, our streamlined approach ensures a hassle-free experience. Our legal team is dedicated to making this process as efficient and straightforward as possible.

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