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American Home Shield Claim Guide for Florida Homeowners

To file an American Home Shield (AHS) claim in Florida, log in to your account at ahs.com or call 1-888-682-1043 to request service as soon as a covered sy

What to Do When Allstate Denies a Hurricane Claim in Florida

If Allstate denies your Florida hurricane claim, don't accept the decision at face value. Request the denial in writing, read the exact policy language and

What Is Replacement Cost vs. Actual Cash Value Insurance?

Replacement cost value (RCV) pays what it costs today to repair or replace damaged property with new materials of like kind and quality, with no deduction

What Is Florida Construction Defect Law (Chapter 558)?

Florida construction defect law, found in Chapter 558 of the Florida Statutes, is a mandatory pre-suit process that homeowners and property owners must fol

What Is a Vehicle Service Contract?

A vehicle service contract (VSC) is a paid agreement that covers the cost of repairing or replacing specified parts of your vehicle after the manufacturer'

What Is a Proof of Loss Form for Insurance?

A proof of loss is a formal, usually sworn (notarized) statement you submit to your insurance company that documents and quantifies the damage you are clai

What Is a Notice of Commencement in Florida?

A Notice of Commencement is a legal document a property owner records with the county Clerk of Court before construction or improvement work begins on real

What Is a Contractor Surety Bond and How Do I Claim Against It in Florida?

A contractor surety bond is a three-party financial guarantee that pays you if a Florida contractor breaks the rules or fails to pay for labor or materials

What Does a Home Warranty Cover?

A home warranty is a service contract that pays to repair or replace major home systems and appliances when they break down from normal wear and tear — thi

How Sinkhole Insurance Claims Work in Florida

Sinkhole insurance claims in Florida start when you report visible damage to your insurer, who must then order a professional geotechnical investigation to

Is an Extended Car Warranty Worth It?

An extended car warranty is worth it only for a narrow set of drivers: people keeping a less-reliable or out-of-warranty vehicle who could not comfortably

Is a Home Warranty Worth It in Florida?

A home warranty can be worth it in Florida if your appliances and major systems are aging and out of manufacturer warranty, because it caps your out-of-poc

The Insurance Company Made a Lowball Offer — What to Do Next

If the insurance company made a lowball offer, do not accept it, sign anything, or cash the check yet. Acknowledge the offer in writing, request a complete

Insurance Company Delaying My Claim: What Can I Do in Florida?

If your insurance company is delaying your claim in Florida, you do not have to wait quietly. Florida law gives your insurer firm deadlines: it must acknow

An HVAC Contractor Damaged My Home — What Can I Do?

If an HVAC contractor damaged your home, document everything immediately, notify the contractor in writing, and report the loss to your homeowners insurer

How to Sue a Roofer for a Defective Roof in Florida

To sue a roofer for a defective roof in Florida, first send the roofer written notice and a demand to repair, then serve a formal pre-suit notice of constr

How to Prove a Contractor Caused Water Damage to My Home

To prove a contractor caused water damage in Florida, you must show the contractor owed you a duty, breached it through defective or negligent work, and th

How to Check If a Contractor Is Licensed in Florida

To verify a contractor's license in Florida, search the contractor's name or license number on the Florida Department of Business and Professional Regulati

How to Cancel a Home Warranty and Get a Refund

To cancel a home warranty in Florida, send the company a written cancellation request, cite the cancellation clause in your contract, and ask for a prorate

Home Warranty vs. Homeowners Insurance: What Is the Difference?

A home warranty is a service contract that pays to repair or replace home systems and appliances when they break down from normal use, while homeowners ins

We have recovered over $200,000,000 for our clients.

If you’ve encountered property damage, been in an accident, had a health claim denied, or need assistance with an SSDI claim, you will likely need to deal with an insurance provider. Unfortunately, this can be a drawn-out process, and it’s far too common for valid claims to be unfairly denied. As your trusted insurance attorneys, we don’t simply wait to see how your insurer responds. Instead, we use our knowledge and determination to negotiate directly on your behalf and secure what you may be rightfully owed.

Pierre Louis Florida Property Damage Attorney
1600+ CASES vs. UNIVERSAL PROPERTY & CASUALTY INSURANCE COMPANY
920+ CASESvs. CITIZENS PROPERTY INSURANCE CORPORATION
270+ CASESvs. HERITAGE PROPERTY & CASUALTY INSURANCE COMPANY
250+ CASESvs. AMERICAN SECURITY INSURANCE COMPANY
250+ CASESvs. AMERICAN INTEGRITY INSURANCE COMPANY OF FLORIDA
250+ CASESvs. STATE FARM FLORIDA INSURANCE COMPANY

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We like to simplify our intake process. From submitting your claim to finalizing your case, our streamlined approach ensures a hassle-free experience. Our legal team is dedicated to making this process as efficient and straightforward as possible.

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