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Personal Injury Lawyer Guide for Houston, Texas

9/3/2025 | 4 min read

Personal Injury Lawyer Guide for Houston, Texas

Introduction: Why Houston Injury Victims Need Location-Specific Guidance

Houston is the fourth-largest city in the United States and home to some of the busiest interstates (I-45, I-10, I-69) and the nation’s largest petrochemical corridor. According to the Texas Department of Transportation, Harris County consistently leads the state in total crashes and serious injury collisions. Add in extreme weather, the Port of Houston, dozens of refineries, and construction on nearly every freeway, and Houstonians face a unique mix of personal injury risks.

When an accident happens, victims often search for a personal injury lawyer Houston Texas who understands both statewide statutes and local court procedures. This comprehensive guide—grounded exclusively in authoritative Texas law—explains your rights, time limits, and next steps so you can move forward with confidence.

Understanding Your Personal Injury Rights in Texas

1. The Right to Seek Compensation

Texas law allows an injured person to file a civil lawsuit against any individual or company whose negligence caused harm. Economic (medical bills, lost wages) and noneconomic (pain, mental anguish) damages are both recoverable under Texas Civil Practice & Remedies Code (CPRC) §41.001.

2. Statute of Limitations: File Within Two Years

Under CPRC §16.003(a), most personal injury actions “must be filed not later than two years after the day the cause of action accrues.” Missing this deadline usually bars the claim forever, so calendar the date carefully.

  • Wrongful death: Two years from the date of death (CPRC §16.003(b)).

  • Claims against state or local governments: Notice requirements as short as 180 days under Tex. Civ. Prac. & Rem. Code §101.101; Houston’s city charter shortens it to 90 days.

3. Comparative Fault Rules

Texas uses proportionate responsibility (modified comparative negligence) codified in CPRC Chapter 33. If you are 50% or less at fault, your recovery is reduced by your percentage of fault. At 51% or more, you recover nothing. Insurance carriers often overstate fault; an experienced houston accident attorney can contest unfair allocations.

4. Jury Trial & Damages Caps

You have a constitutional right to trial by jury. However, non-economic damages in medical malpractice cases are capped at $250,000 per physician and $250,000 per facility (CPRC §74.301). No caps apply to most auto or industrial injury claims.

Common Types of Personal Injury Cases in Houston

1. Motor Vehicle Collisions

I-45—the Gulf Freeway—is labeled by the Texas DOT annual crash statistics as one of the most dangerous corridors in Texas. High-speed pile-ups, rideshare crashes, and 18-wheeler accidents around the Ship Channel frequently lead to catastrophic injuries.

2. Industrial & Refinery Explosions

Houston’s petrochemical plants pose unique hazards: toxic exposure, burns, and blast injuries. Claims may involve multiple defendants, federal OSHA findings, and complex third-party liability.

3. Premises Liability (Slip & Fall, Security Negligence)

Texas premises liability law requires proof that the property owner knew or reasonably should have known of a dangerous condition (Wal-Mart Stores, Inc. v. Gonzalez, 968 S.W.2d 934, Tex. 1998).

4. Commercial Vehicle & Rideshare Incidents

Houston’s George Bush Intercontinental Airport generates high volumes of Uber/Lyft traffic. Injured passengers can pursue the driver’s auto policy and the rideshare company’s $1 million liability coverage under Tex. Ins. Code §1954.052.

5. Severe Weather & Flood-Related Injuries

Hurricane Harvey taught Houstonians that negligent drainage design and reckless boat evacuations can create novel personal injury theories. Suits brought under the Texas Tort Claims Act require strict notice and proof of actual or constructive knowledge.

Texas Legal Protections & Injury Laws

1. Minimum Auto Liability Requirements

State law mandates 30/60/25 coverage—$30,000 per injured person, $60,000 per crash, $25,000 for property damage (Texas Department of Insurance). Uninsured/underinsured motorist (UM/UIM) coverage must be offered in writing; do not reject lightly.

2. Bad-Faith Protections

Under Texas Insurance Code Chapter 541, insurers who delay or deny claims without a reasonable basis may owe treble damages and attorney fees.

3. Product Liability

Texas follows strict liability for defective products (CPRC §82.001). Plaintiffs must show the product was unreasonably dangerous when it left the manufacturer.

4. Court Procedures in Harris County

  • Filing: Personal injury petitions are e-filed with the Harris County District Clerk.

  • Service: Texas Rules of Civil Procedure 106 & 108 govern service; private process servers must be certified.

  • Pre-trial deadlines: Local Rule 3.1 requires a scheduling order within 90 days of appearance.

Steps to Take After a Personal Injury in Texas

Seek Immediate Medical Evaluation University of Texas Health Science Center and Memorial Hermann Trauma Center are Level I facilities in Houston. Prompt treatment documents causation and damages.

Report the Incident Traffic crashes: call HPD and obtain the CR-3 police report. Premises injuries: insist management draft an incident report and keep a copy.

Preserve Evidence Photograph the scene, vehicle damage, and visible injuries. Save surveillance footage requests in writing (CPRC §18.001 allows affidavit medical billing summaries, but footage can disappear in 30 days).

Notify Insurance—but Limit Statements Give basic facts only. Recorded statements are not yet required and can be leveraged against you under Texas Rules of Evidence 801(d).

Calculate Limitations Deadlines Calendar two years from accident (or shorter municipal notice). A texas personal injury law firm usually files well before.

Discover more about our services on the Louis Law Group website.

When to Seek Legal Help in Texas

Indicators You Need a Houston Accident Attorney

  • Hospitalization, surgery, or permanent impairment (disputes over future medical costs require expert proof under Robinson v. ESD, 923 S.W.2d 549).

  • Liability is contested and multiple vehicles or corporate defendants are involved.

  • The insurer is blaming you for more than 50% of the fault.

  • The adjuster presses for a quick settlement before you finish treatment.

How Contingency Fees Work

Texas Disciplinary Rules of Professional Conduct 1.04 permit contingency arrangements if in writing and stating the method of fee determination. Most firms charge 33-40% after filing suit, plus case expenses.

Local Resources & Next Steps

  • Courts: Harris County Civil Courthouse, 201 Caroline St., Houston, TX 77002.

  • Mediation: Harris County Dispute Resolution Center offers free mediation for qualifying civil cases.

  • Medical Bills: Many Houston hospitals file Letters of Protection so you can defer payment until settlement.

  • Public Transit Claims: Injuries involving METRO buses require notice to Metropolitan Transit Authority within 90 days (Tex. Loc. Gov’t Code §102.001).

Ultimately, a seasoned personal injury lawyer Houston Texas will evaluate liability, calculate texas injury compensation, negotiate with insurers, and, if needed, present your case to a Harris County jury.

Legal Disclaimer

This guide is for informational purposes only and does not constitute legal advice. Laws change, and every case is unique. Consult a licensed Texas attorney before making legal decisions.

If you were injured due to someone else's negligence, call Louis Law Group at 833-657-4812 for a free case evaluation and legal consultation.

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