Florida Property Insurance Claims: Complete Guide
1/3/2026 | 1 min read
Florida Property Insurance Claims: Your Complete Legal Guide
If you're a Florida homeowner dealing with a property insurance claim denial, underpayment, or delay, you need to understand your rights under Florida law.
Understanding Florida Property Insurance Law
The Florida Office of Insurance Regulation regulates all property insurance companies operating in Florida.
Key Florida Insurance Deadlines
3 years for breach of contract claims
Florida Bad Faith Insurance Law
Florida allows first-party bad faith claims under common law
Common Property Damage Claims in Florida
Florida homeowners frequently file claims for hurricane damage, hail damage, flood damage, wind damage, and roof damage.
Fighting Insurance Claim Denials in Florida
If your Florida insurance claim was denied:
- Request written explanation for the denial
- Document all damage thoroughly
- File complaint with Florida Office of Insurance Regulation
- Consult a Florida property insurance attorney
Contact a Florida Property Insurance Attorney
Louis Law Group represents Florida homeowners against insurance companies. Call 833-657-4812 for a free case evaluation.
Last updated: January 2026
How it Works
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We like to simplify our intake process. From submitting your claim to finalizing your case, our streamlined approach ensures a hassle-free experience. Our legal team is dedicated to making this process as efficient and straightforward as possible.
You can expect transparent communication, prompt updates, and a commitment to achieving the best possible outcome for your case.
Free Case EvaluationLet's get in touch
We like to simplify our intake process. From submitting your claim to finalizing your case, our streamlined approach ensures a hassle-free experience. Our legal team is dedicated to making this process as efficient and straightforward as possible.
12 S.E. 7th Street, Suite 805, Fort Lauderdale, FL 33301