Attorney for Damage to Property in Orlando, FL – Get Help with Denied Claims

Attorney for Damage to Property in Orlando, Florida: Your Advocate After Storms, Fire, or Flood

Orlando is known for its world-famous attractions, booming real estate market, and sunny lifestyle. But homeowners and property investors here face one serious downside—property damage. From hurricanes and hail to water leaks and fires, unexpected damage can leave you with thousands of dollars in repairs. Worse, many Orlando residents find their insurance providers don’t always hold up their end of the deal.

If you’re facing a delayed, denied, or lowballed claim, an attorney for damage to property in Orlando, Florida can help protect your rights and get the compensation you’re owed.

Types of Property Damage Common in Orlando

Orlando may be inland, but it’s still vulnerable to severe weather and property hazards like:

• Hurricane and wind damage – Even without a direct hit, high winds can damage roofs, gutters, fences, and windows.

• Heavy rain and flooding – Stormwater runoff and overflowing retention ponds can seep into homes.

• Mold and moisture – Florida’s year-round humidity means water damage quickly turns into mold damage.

• Electrical fires – Lightning strikes, faulty wiring, and power surges are common culprits.

• Plumbing failures – Burst pipes or clogged drains can ruin interiors fast.

• Vandalism or theft – Damaged or vacant properties are easy targets.

📌 Note: Most standard insurance policies do not cover flooding. You need a separate flood policy from FEMA’s National Flood Insurance Program (NFIP).

Sources:

• FEMA – NFIP Flood Insurance

• MyFloridaCFO – Florida Insurance Guide

Why Insurance Companies Deny Property Damage Claims

Insurance companies aren’t always on your side. In Orlando, homeowners and businesses often face:

• Delays in inspections or claim decisions

• Low settlements that don’t cover full repair costs

• Disputes over the cause of damage (e.g., flood vs. wind)

• Denials citing pre-existing damage

• Use of vague policy language to limit payouts

📎 Under Florida Statute §627.70131, your insurer must respond to claims within 14 days and resolve them within 60 days.

Steps to Take After Property Damage in Orlando

The first actions you take after discovering damage are crucial. Here's what to do:

1. Document the damage with clear photos and videos.

2. Notify your insurance company as soon as possible.

3. Save all receipts for emergency repairs, materials, and temporary living arrangements.

4. Get independent estimates from local contractors.

5. Do not discard damaged items before your insurer inspects them.

⏳ According to Florida Statute §627.70132, you must file your claim within 1 year of discovering the damage.

Why Hire a Local Property Damage Attorney in Orlando?

Local representation matters. An Orlando-based attorney offers:

• Familiarity with local construction codes and weather risks

• Faster access to reliable inspectors and contractors

• Knowledge of Florida’s property insurance laws

• The ability to negotiate, mediate, or litigate on your behalf

What If Your Claim Was Denied or Underpaid?

If your insurance company isn’t cooperating, you still have options:

• Request a written explanation of the decision

• File a supplemental claim with better evidence

• Use the Florida Insurance Mediation Program

• Consult an Orlando property damage attorney to challenge the insurer

📝 Learn more about Florida’s Insurance Mediation Program

How Louis Law Group Helps Orlando Property Owners

Louis Law Group is experienced in helping Floridians—including many in Orange and Osceola counties—recover full and fair compensation after property damage. We provide:

• Free claim evaluations and honest legal advice

• Contingency-based fees – no payment unless we win

• Support with documentation, supplemental claims, and negotiations

• Legal action when insurance companies act in bad faith

🔗 Louis Law Group – Florida Property Damage Claims

FAQs – Property Damage Lawyers in Orlando, FL

Q: Can I reopen a denied or underpaid insurance claim?

Yes. A supplemental claim or legal dispute can often be filed with new evidence.

Q: Is mold damage covered by insurance?

Sometimes. It depends on the source of the water damage and the terms of your policy.

Q: Do I need a separate policy for flooding?

Yes. Standard homeowners insurance does not cover flood damage. Consider NFIP coverage.

Q: How much does it cost to hire a property damage attorney?

Louis Law Group works on contingency—you only pay if we recover money for you.

Q: How long do I have to file a claim after discovering damage?

Florida law allows up to one year from the date you discovered the issue.

Conclusion: Don’t Settle for Less Than You Deserve

Insurance companies should provide relief—not more problems. If you’re dealing with slow responses, lowball offers, or flat-out denial, a trusted attorney for damage to property in Orlando, Florida can help you take back control.

Are you ready to make your claim count?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.