American Integrity Insurance Claims Phone Number in Clearwater: Homeowners Guide

Clearwater, Florida is no stranger to severe weather, from hurricanes to sudden tropical storms. If your home or property has been damaged, filing a claim with your insurer—like American Integrity Insurance—is the critical first step to getting your life back on track.

But here’s the catch: Many policyholders aren’t sure where to begin. They may not have the correct claims phone number, understand what documents they need, or know how to handle pushback from the insurance company. This article is your step-by-step guide to help you file a claim with American Integrity Insurance efficiently and with confidence.

Whether you’re dealing with roof damage after a storm or water leaks caused by burst pipes, this guide is written with Clearwater residents in mind—and includes specific resources, legal options, and helpful tools to protect your rights.

American Integrity Insurance Claims Phone Number in Clearwater

If you're insured through American Integrity Insurance and need to file a claim in Clearwater, use the following phone number:

• Claims Reporting Line (Available 24/7): 1-866-277-9871

This is the main line for all types of property insurance claims.

You may also use:

• Storm Claims Hotline: 1-844-MYAIIC1 (1-844-692-4421)

• Text Support: Text “SUPPORT” to 813-706-3348

• Customer Service: 1-866-968-8390

• Online Portal: https://www.aiicfl.com/manage-claims

Before calling, have your policy number, incident date, and documentation (photos/videos) ready.

Step-by-Step: How to File a Claim in Clearwater

1. Secure Your Property

• Ensure it’s safe to enter the premises. Avoid areas with structural instability or electrical hazards.

2. Document Everything

• Take clear photos and videos of the damage. Make a written inventory of what’s been damaged, and keep receipts for any emergency repairs.

3. Call the Right Number

• Use 1-866-277-9871 to report your claim. This is the fastest way to begin the process.

4. Upload Supporting Documents

• You can use their online claims portal to upload pictures, receipts, and written estimates.

5. Meet with the Adjuster

• An adjuster will inspect your property. Be available during the visit and walk them through each affected area.

6. Review Your Offer

• Carefully examine the settlement offer. If it seems low or incorrect, consider hiring a public adjuster or legal counsel before accepting.

Why Clearwater Residents Might Need Legal Help

Florida’s insurance laws can be confusing, and some Clearwater homeowners encounter issues like:

• Denied claims without clear explanation

• Lowball estimates that don’t cover full repair costs

• Unreasonable delays in payment

In such cases, you may need legal assistance to protect your rights and ensure fair compensation.

How Louis Law Group Supports Clearwater Policyholders

Louis Law Group is a Florida-based insurance law firm that helps Clearwater homeowners deal with complex or disputed insurance claims. Here’s what we can do:

• Evaluate your claim and help you understand your legal options

• Negotiate directly with American Integrity Insurance on your behalf

• File legal action, if necessary, to recover what you're owed

Our team has extensive experience with Clearwater property insurance issues, including hurricane damage, flood claims, and bad faith denials.

Explore our resource on this here: 🔗 Florida Property Damage Claims Guide

Frequently Asked Questions (FAQs)

Q: How long do I have to file a claim in Florida?

A: According to Florida Statute § 627.70132, you have 1 year from the date of loss to file a property damage claim.

Q: What should I do if mold develops after water damage?

A: Act quickly—mold growth can worsen in days. Check your policy’s mold coverage and consult with a remediation specialist. Not all policies automatically cover mold.

Q: Can I choose my own contractor?

A: Yes. In Florida, homeowners have the right to choose their contractor. Be sure they are licensed and experienced in working with insurance claims.

Q: What if I disagree with the insurance adjuster’s estimate?

A: You can hire a public adjuster for a second opinion or consult a property damage attorney.

Q: Can I file a complaint against my insurer?

A: Yes. Contact the Florida Office of Insurance Regulation to submit a formal complaint.

Conclusion

Filing a claim with American Integrity Insurance doesn’t have to be overwhelming—but it must be done right. Clearwater homeowners should be proactive, organized, and prepared to ask for help if their claim is mishandled.

Louis Law Group is proud to assist Clearwater residents during these challenging times. Our local knowledge and legal expertise can help you navigate delays, denials, and underpaid claims—so you receive the full compensation you're entitled to.

Have you secured the guidance you need to protect your home and claim?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.