American Integrity Insurance in Miami Gardens: Phone Number & Local Help

Miami Gardens homeowners facing damage from wind, water, fire, or theft rely on their homeowners’ insurance to step in. If you’re insured by American Integrity Insurance, knowing the exact claims process—and the right phone number to call—is critical for fast results.

This article covers everything you need to file a claim in Miami Gardens, what to do if you face delays, and where to turn for legal support if your claim is denied or underpaid.

American Integrity Insurance Claims Phone Number

For Miami Gardens residents, the primary American Integrity claims phone number is:

• 24/7 Claims Line: 1-866-277-9871

Use this to report property damage, speak to a claims rep, or check your claim’s status.

• Hurricane Claims Line: 1-844-MYAIIC1 (1-844-692-4421)

• Special hotline for storm or hurricane-related claims.

• Customer Service (Billing, Policy Updates): 1-866-968-8390

• Text Support: Text SUPPORT to 813-706-3348

You can also report damage online through their claims portal: https://www.aiicfl.com/customer-tools/report-a-claim

Common Property Risks in Miami Gardens

Miami Gardens, like much of South Florida, is vulnerable to:

• Hurricane wind and water damage

• Sudden pipe bursts and roof leaks

• Electrical fires or smoke damage

• Theft and vandalism from break-ins

These risks make it essential to act fast. Delays in reporting can affect your eligibility for full compensation, especially under Florida’s new insurance laws.

How to File a Claim with American Integrity (Step-by-Step)

Document Everything

• Take high-resolution photos and videos of damage before you clean or repair anything.

Call the Claims Number Immediately

• Dial 1-866-277-9871 and follow the prompts to file a new claim. Keep a record of the date and person you spoke with.

Make Temporary Repairs

• Prevent additional damage (e.g., put a tarp on your roof), but do not begin full repairs until approved.

Meet the Adjuster

• American Integrity may send an insurance adjuster. Be ready to walk them through the damage with your documentation.

Track and Follow Up

• Stay in regular contact. If there’s no progress within 10–14 business days, escalate your concern.

When Should You Get Legal Help?

If your Miami Gardens claim is:

• Underpaid compared to repair estimates

• Denied for vague or unclear reasons

• Stuck in processing for weeks without answers

It’s time to consider legal assistance. Louis Law Group helps homeowners in Miami Gardens file appeals, negotiate fair settlements, and litigate when necessary.

Learn how to dispute an insurance claim

FAQs

Q: What if I can't reach American Integrity during a storm?

During peak disasters, hold times can spike. Always document the time/date of your calls. You can also file online or use the text support option by texting “SUPPORT” to 813-706-3348.

Q: Will American Integrity pay for a hotel if my home is uninhabitable?

Yes—if your policy includes “Loss of Use” coverage. It typically reimburses expenses like hotel stays and meals when you’re temporarily displaced.

Q: Can I choose my own contractor for repairs?

Yes, you have the right to select your own licensed contractor. However, American Integrity may require an estimate review or approval before payment.

Q: Do I need a lawyer right away?

Not always. But if your claim drags past 30 days with no clear communication, or the settlement seems too low, consulting an attorney early can prevent further delays.

Conclusion

Whether your Miami Gardens home suffered hurricane damage, a pipe burst, or a break-in, contacting American Integrity Insurance quickly is the first step toward recovery. Knowing the correct phone number, preparing your documentation, and following smart local practices can help avoid delays and ensure a fair settlement.

If your claim is denied or underpaid, remember—you don’t have to handle it alone. Louis Law Group is ready to help Miami Gardens homeowners fight back and get the compensation they deserve.

Have you filed a claim with American Integrity in Miami Gardens and aren’t sure what to do next?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.