Why Was My Social Security Disability Denied in New Jersey?

You filled out the forms, submitted your medical records, and waited—only to get a denial letter from the Social Security Administration (SSA). It’s a frustrating and disheartening experience, especially if you genuinely can’t work due to a disability. But here’s the reality: over 60% of initial Social Security Disability Insurance (SSDI) applications in New Jersey are denied.

That doesn’t mean you don’t qualify. It simply means you need to understand the reasons for the denial and how to fight back.

Common Reasons SSDI Claims Are Denied in New Jersey

1. Insufficient Medical Documentation

One of the top reasons for denial is a lack of solid medical evidence. SSA needs proof that your condition prevents you from working. If your records are incomplete, outdated, or don't clearly connect your symptoms to your inability to work, your application may be rejected.

SSA Medical Evidence Guidelines

2. Failure to Follow Treatment Plans

If the SSA sees that you’ve refused, delayed, or skipped recommended treatments, it might interpret this as a sign your condition isn’t serious—or that you’re not trying to improve your health.

3. Earning Above the Substantial Gainful Activity (SGA) Limit

If you’re earning more than $1,550/month in 2025, the SSA will likely assume you're capable of work, even if it's part-time or light-duty.

Substantial Gainful Activity – SSA

4. Short-Term or Non-Severe Conditions

Disabilities must be expected to last 12 months or more or result in death. Temporary impairments—like a broken leg or recent surgery—don’t qualify.

5. Application Errors

Missing information, inaccurate employment history, or failure to list all medical providers can cause a denial based on technicalities.

What to Do if Your SSDI Claim Was Denied in New Jersey

The first step is not to panic. You’re not alone—and most denials can be reversed on appeal with the right approach.

Step 1: Understand the Denial

Read your denial letter carefully. The SSA must explain why your claim was rejected. That information is critical to building a stronger case on appeal.

Step 2: File an Appeal Within 60 Days

You only have 60 days from the denial date to begin the appeals process. Waiting too long means you may lose your filing date and valuable back pay.

SSDI Appeals Process in New Jersey

There are four key appeal stages:

1. Reconsideration – A new SSA reviewer evaluates your claim.

2. ALJ Hearing – You present your case before an Administrative Law Judge.

3. Appeals Council Review – A final SSA review of the ALJ’s decision.

4. Federal Court Lawsuit – Your last resort if SSA refuses benefits.

Most successful appeals happen at the ALJ stage. Applicants with legal representation are nearly three times more likely to win benefits than those without help.

How to Strengthen Your SSDI Appeal in New Jersey

• Visit your doctors regularly and follow treatment plans

• Collect detailed medical statements and treatment notes

• Keep a journal of symptoms, medications, and daily struggles

• Limit your work income to stay below the SGA threshold

• Work with an experienced disability attorney

For more detailed guidance, explore this step-by-step guide by Louis Law Group

How Louis Law Group Can Help with Your Denied SSDI in New Jersey

Louis Law Group offers personalized Social Security Disability appeal support tailored to New Jersey residents. With years of experience in navigating SSA procedures, their attorneys know how to build powerful cases that win at the hearing stage.

Their services include:

• Analyzing and correcting your application issues

• Gathering and submitting persuasive medical evidence

• Representing you in ALJ hearings

• Fighting for maximum back pay and monthly benefits

With a contingency-based model, you don’t pay unless they win your case—making top-tier legal help accessible to all.

Discover more about our services on the Louis Law Group Social Security Disability

FAQs About SSDI Denials in New Jersey

Is it better to appeal or reapply?

Always appeal. Reapplying starts your claim from scratch and usually leads to another denial.

How long do SSDI appeals take in New Jersey?

Appeals can take 12–24 months, depending on the hearing backlog.

Can I get SSDI if I have a mental health condition?

Yes. Mental illnesses such as depression, PTSD, bipolar disorder, or anxiety may qualify—if they severely limit your ability to work and are documented.

Can I work while appealing an SSDI denial?

Yes, but keep your monthly income under the SGA limit or risk disqualification.

Conclusion: A Denial Isn’t the End—It’s the Beginning of Your Case

Getting denied for SSDI in New Jersey is upsetting, but it doesn’t mean your claim is hopeless. Most successful claims happen after the appeal process begins, especially with the right legal support behind you.

Understanding the “why” behind your denial is the first step. Acting fast and bringing in experienced professionals can turn your case around.

Are you ready to turn your denial into an approval? Let the appeals process work in your favor—and don’t do it alone.

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.