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Texas Property Insurance Claims: Complete Guide

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1/3/2026 | 1 min read

Texas Property Insurance Claims: Your Complete Legal Guide

If you're a Texas homeowner dealing with a property insurance claim denial, underpayment, or delay, you need to understand your rights under Texas law.

Understanding Texas Property Insurance Law

The Texas Department of Insurance regulates all property insurance companies operating in Texas.

Key Texas Insurance Deadlines

2 years for most property claims

Texas Bad Faith Insurance Law

Texas Insurance Code Chapter 541 and 542 protect policyholders

Common Property Damage Claims in Texas

Texas homeowners frequently file claims for hurricane damage, hail damage, flood damage, wind damage, and roof damage.

Fighting Insurance Claim Denials in Texas

If your Texas insurance claim was denied:

  • Request written explanation for the denial
  • Document all damage thoroughly
  • File complaint with Texas Department of Insurance
  • Consult a Texas property insurance attorney

Contact a Texas Property Insurance Attorney

Louis Law Group represents Texas homeowners against insurance companies. Call 833-657-4812 for a free case evaluation.

Last updated: January 2026

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We like to simplify our intake process. From submitting your claim to finalizing your case, our streamlined approach ensures a hassle-free experience. Our legal team is dedicated to making this process as efficient and straightforward as possible.

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