Strategic Ways to Hire a Hurricane Damage Attorney in Boynton Beach, Florida

Boynton Beach residents know the risk of hurricane damage all too well. With each storm season, powerful winds and rain threaten homes, businesses, and peace of mind. While most people expect their insurance company to help them recover, the reality can be much more frustrating—especially when claims are delayed, denied, or underpaid.

If you're dealing with storm-related property damage and feel like your insurance company isn’t treating you fairly, it might be time to seek legal help. This guide outlines strategic, effective ways to hire the right hurricane damage attorney in Boynton Beach, Florida.

Why Insurance Claims Often Go Wrong

After a hurricane, insurers receive thousands of claims in a short period. This leads to rushed inspections, minimal settlements, and questionable denials. Many homeowners in Boynton Beach encounter problems like:

• Low settlement offers that don’t cover true repair costs

• Denials blaming “pre-existing conditions”

• Vague policy language used to limit payouts

• Delayed processing without proper updates

According to Florida Statute § 627.70131, insurance companies must acknowledge your claim within 14 days and make a determination within 90. If your provider is dragging their feet or acting unfairly, it may be time to involve an attorney.

What to Look for in a Hurricane Damage Attorney

Choosing the right lawyer is key to protecting your rights and getting the full compensation you deserve. In Boynton Beach, look for an attorney who:

• Has experience handling hurricane and property damage claims in Florida

• Knows the unique coastal risks and building codes in Palm Beach County

• Offers contingency-based services (you only pay if they win)

• Provides personal communication and regular case updates

• Has a proven track record of challenging insurers successfully

A good attorney can make sure your claim is valued correctly and negotiate aggressively on your behalf.

What to Do Right After a Hurricane Hits

The first few days after a storm are critical. Here’s how you can protect yourself, your property, and your claim:

1. Take Detailed Photos and Videos

Document all visible damage inside and outside your home. Include roof damage, broken windows, water intrusion, and personal property loss.

2. Make Only Temporary Repairs

Cover broken areas to prevent more damage but hold off on permanent repairs. Save all receipts and materials used for temporary fixes.

3. Request Your Full Insurance Policy

Under Fla. Stat. § 627.4137, you can request a certified copy of your policy to better understand your coverage.

4. Track Communication

Keep a written record of every conversation or email with your insurer. Note names, dates, and summaries of discussions.

5. Wait on Major Repairs

Don’t start full repairs until an adjuster has inspected your home—or your attorney advises it.

Need help organizing your next steps?

👉 What to Do Immediately After Hurricane Damage

How Louis Law Group Can Help

If your insurance company isn’t cooperating, Louis Law Group offers legal support for Boynton Beach homeowners. Their attorneys can help:

• Review your policy and determine what your claim is really worth

• File or reopen claims for damage caused by hurricanes or windstorms

• Negotiate with insurance adjusters and company lawyers on your behalf

• Appeal unfair denials or low settlements

• Pursue legal action if your insurer acts in bad faith

Want to better understand your coverage before you file?

👉 Understanding Florida Property Insurance Policies

Boynton Beach-Specific Tips for Claim Success

Boynton Beach’s coastal environment can complicate claims. Here are important local considerations:

• Wind vs. flood matters. Standard homeowners insurance usually covers wind, but not flood. If you experienced storm surge, you'll need a separate flood policy.

• Watch for mold. Florida humidity speeds up mold growth, which can worsen if left untreated. Report mold early.

• Don’t rush a settlement. Fast offers may be lowball attempts to close your claim quickly.

• Independent inspections help. You can hire a public adjuster or contractor to assess the damage accurately.

Know the deadlines. You have 3 years to file a claim and 5 years to sue an insurer for unpaid claims (Fla. Stat. § 95.11).

Frequently Asked Questions

Q: What if I’ve already started my claim?

You can still bring in an attorney to review the status and push for a better outcome.

Q: Can I file more than one claim?

Yes. If you find additional damage later, you can submit a supplemental claim—even after receiving a partial payment.

Q: Is my policy supposed to cover mold from hurricane water?

It depends on your specific policy and whether the mold was a direct result of storm damage. An attorney can help clarify this.

Conclusion

Hurricanes can shake the foundation of your home and your finances. If your insurer won’t step up, a hurricane damage attorney in Boynton Beach can help you fight back and recover what you’re rightfully owed.

After the storm, are you truly covered—or will you need to stand up for your claim?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.