SSDI Denial Appeal Guide – Michigan, MI
9/26/2025 | 1 min read
Introduction: Why This Guide Matters to Michigan Claimants
Thousands of Michigan residents apply for Social Security Disability Insurance (SSDI) each year, yet the Social Security Administration (SSA) initially denies roughly 60–65 % of all first-time applications statewide. Whether you live in Detroit, Grand Rapids, Lansing, or a rural Upper Peninsula county, a denial letter can feel final—but it is not the end of the road. Michigan claimants have federally protected rights to appeal, present new evidence, and request a hearing before an administrative law judge (ALJ). This 2,500-plus-word guide explains those rights, the strict appeal deadlines, and the local resources that can help you protect your benefits.
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Understanding Your SSDI Rights in Michigan
Who Qualifies for SSDI?
Under 20 C.F.R. § 404.1505, a claimant must prove that he or she is “unable to engage in any substantial gainful activity” because of a medically determinable impairment expected to last at least 12 months or result in death. In addition:
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You must have earned sufficient “work credits” in covered employment. Most adults need 20 quarters of coverage earned in the 10 years before disability onset.
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You must meet the SSA’s definition of disability and be younger than full retirement age.
Your Right to a Multi-Level Appeal
The Social Security Act (§ 205(b)) and 20 C.F.R. § 404.900 guarantee a four-step administrative appeal:
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Reconsideration (60-day deadline)
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ALJ Hearing (request within 60 days of reconsideration denial)
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Appeals Council Review
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Federal District Court (civil action within 60 days of Appeals Council notice)
These rights apply equally to every Michigan claimant, and the SSA must notify you of them in writing when it issues an adverse decision.
Common Reasons the SSA Denies Michigan SSDI Claims
Understanding why applications fail helps you submit stronger evidence on appeal.
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Insufficient Medical Evidence. Many claimants rely only on primary-care notes. Specialty records, imaging, and opinion letters carry more weight.
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Failure to Follow Prescribed Treatment. Under 20 C.F.R. § 404.1530, the SSA can deny a claim if you do not pursue recommended care without “good cause.” Economic hardship or religious objections may qualify as good cause if documented.
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Earnings Above Substantial Gainful Activity (SGA). In 2024, earning more than $1,550 per month in gross wages (blind: $2,590) usually disqualifies a claim.
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Prior Denial Without New Evidence. Submitting an identical application rarely succeeds.
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Missed Deadlines. The 60-day appeal window is strictly enforced; missing it usually means starting over.
Federal Legal Protections & Key Regulations
Statutes & Regulations Every Michigan Claimant Should Know
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20 C.F.R. § 404.1520 – Five-step sequential evaluation process.
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20 C.F.R. § 404.935 – Duty to submit all written evidence at least five business days before the hearing.
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20 C.F.R. § 404.971 – Appeals Council review authority.
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Social Security Act § 205(g) – Right to file suit in U.S. District Court (for Michigan, the Eastern or Western Districts).
Recent Case Law Out of Michigan Federal Courts
The U.S. District Court for the Eastern District of Michigan regularly remands cases where ALJs fail to properly weigh treating-physician opinions (see Hentze v. Comm’r of Soc. Sec., No. 2:23-cv-10117, 2024). Although each case is fact-specific, these opinions show federal judges demand strict adherence to SSA regulations.
Statute of Limitations for Court Actions
You have 60 days after the Appeals Council denies review (or issues its decision) to file a civil action. The SSA presumes you receive the notice five days after the mailing date (20 C.F.R. § 422.210(c)).
Steps to Take Immediately After an SSDI Denial
1. Read the Denial Letter Carefully
Identify the exact medical or technical grounds for denial. Was it an earnings issue? Lack of medical severity? That dictates the evidence you must gather.
2. Mark Your Calendar
Michigan claimants have 60 calendar days—plus a presumed 5-day mailing period—to request reconsideration. File even if all new evidence is not yet available; you can supplement later.
3. Gather Stronger Medical Evidence
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Obtain treating-specialist statements using SSA-416 (“Medical Source Statement”).
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Update imaging or lab results that document objective findings.
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List prescription side effects that limit work capacity.
4. Document Non-Medical Factors
Vocational evidence—such as a letter from a former employer describing failed work attempts—can be persuasive under SSR 96-8p.
5. Consider Hiring a Michigan Disability Attorney
Attorneys are paid only if you win and fees are capped by federal law (25 % of back pay, up to $7,200). A local lawyer knows the ALJs in Detroit, Lansing, and Grand Rapids hearing offices and can tailor arguments accordingly.
When to Seek Legal Help for SSDI Appeals
Complex Medical Conditions
Cases involving overlapping impairments—such as psychological and orthopedic disorders—often require expert testimony. Attorneys can secure vocational experts (VEs) and cross-examine SSA’s VE at the hearing.
Prior Denials
If you have been denied multiple times, an attorney can analyze whether to refile or pursue reopening of earlier applications under 20 C.F.R. § 404.988.
You Can’t Afford to Miss Deadlines
Law firms use case-management systems to track every SSA deadline, ensuring your right to appeal is preserved.
Local Resources & Next Steps for Michigan Residents
Key SSA Offices in Michigan
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Detroit District Office: 477 Michigan Ave., Room 350, Detroit, MI 48226. Phone: 866-964-7371.
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Grand Rapids Hearing Office (OHO): 1925 Breton Rd SE, Grand Rapids, MI 49506. Handles hearings for Western Michigan.
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Lansing Field Office: 5210 Perry Robinson Circle, Lansing, MI 48910.
State & Community Resources
Michigan Legal Help – Self-help library and attorney referral. Michigan Department of Health & Human Services – Medicaid and other benefit programs that may bridge financial gaps during an appeal. SSA Appeals Portal – File reconsiderations or hearing requests online. SSA Office Locator – Find your nearest field office using your ZIP code.
Typical Michigan Processing Times (2024 SSA Data)
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Initial decision: 6–8 months
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Reconsideration: 3–5 months
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ALJ Hearing wait: 10–13 months at Detroit OHO; 11–14 months at Grand Rapids OHO.
Conclusion
A denial is a detour—not a dead end. By acting quickly, bolstering your record, and leveraging federal appeal rights, you can greatly increase your odds of reversing the SSA’s decision. Michigan claimants who secure experienced representation statistically win more often than those who go it alone.
Disclaimer: This guide is for informational purposes only and does not constitute legal advice. For advice about your specific situation, consult a licensed Michigan attorney.
If your SSDI claim was denied, call Louis Law Group at 833-657-4812 for a free case evaluation and claim review.
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