Proven Ways to Secure Legal Help After Hurricane Damage in Plantation, Florida

In Plantation, Florida, hurricane season isn’t just a headline—it’s a serious threat. A powerful storm can rip off roofs, destroy windows, and flood entire neighborhoods within hours. The aftermath? Expensive repairs, stress, and a frustrating battle with your insurance company.

While your policy should offer protection, insurers often delay, underpay, or deny claims. When that happens, knowing how to secure trusted legal help becomes crucial. This article gives you proven strategies to protect your rights and hire the right hurricane damage attorney in Plantation.

Why Plantation Homeowners Shouldn’t Rely Solely on Insurance Companies

Insurance companies often put their profits above your recovery. Even though you’ve paid your premiums, they may:

• Claim damage was due to poor maintenance or an uncovered cause

• Offer far less than what’s needed for full repairs

• Delay your payout or stop responding altogether

• Use confusing language or hidden exclusions in your policy

Florida law requires insurers to act promptly. Under Florida Statute § 627.70131, your insurance company must acknowledge your claim within 14 days and make a coverage decision within 90 days. If they fail to do that—or violate your rights in any way—you have the legal power to fight back.

What to Expect From a Hurricane Damage Attorney

If you live in Plantation and your claim is stalled or denied, hiring an experienced attorney can shift the balance in your favor. A qualified hurricane damage lawyer can:

• Interpret your policy and explain what’s covered

• Gather expert evidence and independent inspections

• Handle communications with adjusters and insurers

• Negotiate higher settlements or file lawsuits if necessary

• Protect you from bad faith insurance practices

This kind of legal help is especially useful when dealing with structural issues, mold, water intrusion, and roof damage—some of the most common post-storm issues in Broward County.

What to Do Immediately After a Hurricane Hits

Your first few actions after a storm can impact your claim outcome. Follow these steps to protect your case and simplify the legal process later on:

1. Inspect and Document the Damage

Take photos and videos of every room, roof section, and outdoor structure. Capture damage from multiple angles, and don’t forget timestamps.

2. Secure Temporary Protection

Cover roof leaks, broken windows, and exposed areas to prevent further damage. Save receipts for materials and labor—they may be reimbursable.

3. Avoid Full Repairs (For Now)

Your insurer has the right to inspect damage. Don’t remove debris or replace materials until after documentation and legal review.

4. Request a Copy of Your Policy

Florida homeowners have the right to request a certified copy of their insurance policy under Fla. Stat. § 627.4137.

5. Log Every Interaction

Write down who you spoke to, when, and what they said. Keep emails, voicemails, and letters. A paper trail is one of your most valuable tools.

Need a helpful guide on what to do after storm damage?

👉 What to Do Immediately After Hurricane Damage

How Louis Law Group Can Help

If your insurance company is giving you the runaround, Louis Law Group offers expert legal support to homeowners in Plantation and throughout Broward County. Their team helps clients:

• Review their policy and understand their rights

• Prepare strong, detailed claims with expert evidence

• Challenge denied, delayed, or underpaid claims

• Negotiate directly with insurers and handle appeals

• Pursue legal action when necessary for maximum recovery

Want to better understand the language in your insurance policy?

👉 Understanding Florida Property Insurance Policies

Specific Challenges for Plantation Homeowners

Plantation’s geography—located inland yet vulnerable to hurricane winds and flooding—means unique risks when it comes to property damage. Here’s how to stay protected:

• Don’t assume the damage is “minor.” Hidden structural issues can worsen over time.

• Get a second opinion. Independent adjusters often estimate higher, more accurate repair costs than insurer-provided ones.

• Know your deadlines. Florida law allows three years to file a hurricane claim, and five years to pursue legal action (Fla. Stat. § 95.11).

• Request reinspection if needed. If the insurance adjuster missed key areas, you can request another inspection.

• Keep the pressure on. Legal representation often speeds up claim resolution significantly.

Frequently Asked Questions

Q: Is flood damage covered by standard homeowner policies?

No. Wind damage usually is, but flooding requires a separate flood insurance policy, often through the NFIP.

Q: Can I still get help if I accepted a partial payment?

Yes. A hurricane attorney can help you pursue a supplemental claim if the original settlement doesn’t cover all your losses.

Q: What if my claim is taking too long?

Under Florida law, insurers must act within 90 days of receiving a proof-of-loss form. If they don’t, you may have a case for bad faith handling.

Conclusion

Dealing with hurricane damage is hard enough. You shouldn’t have to battle your insurance company too. If you’re in Plantation and your claim isn’t going the way it should, legal support could be the difference between starting over and moving forward.

After the storm passes, will you be ready to fight for what you’re owed?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.