Property Damage Lawyers Near Me in Sunrise, Florida: Help When Claims Get Denied or Delayed

Living in Sunrise, Florida means enjoying warm weather, beautiful parks, and a close-knit community—but it also means preparing for the unexpected. Property damage from hurricanes, water leaks, or mold growth can happen fast, leaving homeowners with expensive repairs. The stress only gets worse when your insurance provider delays, underpays, or outright denies your claim.

If you’ve searched for property damage lawyers near me in Sunrise, Florida, you’re likely facing one of these frustrating situations. Let’s look at the common types of property damage in the area, how attorneys can help, and when to contact one.

Common Types of Property Damage in Sunrise

Sunrise, like the rest of Broward County, is no stranger to severe weather and home-related hazards. According to the Insurance Information Institute (III), the most common residential property damage claims in Florida include:

• Wind and hurricane damage to roofs, fences, and windows

• Water damage from plumbing issues, roof leaks, or appliance failures

• Mold growth following leaks or water intrusion

• Fire and smoke damage from electrical issues or accidents

• Flooding after heavy rain or storm surge

The Federal Emergency Management Agency (FEMA) warns that flood damage is among the most underinsured and most frequently denied claims across Florida. Many Sunrise residents don’t realize that flood-related damage may not be included in their standard homeowners insurance.

What to Do After Property Damage in Sunrise

If your home, condo, or business has been damaged, take these steps to protect your property—and your claim:

1. Document Everything - Take clear photos and videos of all damage immediately.

2. Prevent Further Loss - Use temporary measures to stop more damage (tarp a roof, shut off water, etc.).

3. Notify Your Insurance Company - File your claim quickly. Florida law gives you 1 year from the date of loss.

4. Keep Receipts and Estimates - Hold onto all records of repairs, inspections, or temporary housing.

5. Talk to a Lawyer if Something Feels Off - If the insurance process drags on or seems unfair, legal help can make a difference.

Why Insurance Companies Deny or Underpay Claims

Insurance providers are for-profit businesses, and they often use loopholes or technicalities to reduce how much they pay out. Common tactics include:

• Claiming the damage was pre-existing

• Arguing that the loss isn’t covered under your policy

• Delaying communication to frustrate and discourage you

• Offering a lowball settlement before you've had a chance to assess the full damage

• Blaming you for the damage to avoid responsibility

These tactics are unfortunately common in Florida, where property insurance disputes are among the highest in the country.

When to Call a Property Damage Lawyer

Not sure whether you need a lawyer? You should call a property damage attorney near you in Sunrise if:

• Your claim has been denied or delayed without a clear reason

• You received a settlement offer that won’t cover repairs

• Your insurer is blaming you for the damage

• You’re overwhelmed or confused by the process

• You suspect the insurance company isn’t acting in good faith

A local attorney knows how to push back against these tactics—and ensure you’re treated fairly.

How Louis Law Group Can Help

When you're facing uncooperative insurance companies, Louis Law Group offers comprehensive legal support to get your claim moving. Our team helps with:

Reviewing your insurance policy and documenting the damage

Coordinating with independent roofing inspectors and adjusters

Negotiating fair settlements or filing suit when necessary

Ensuring that you receive compensation for both current and future damages

If your insurance company isn’t playing fair, our law firm can help you hold them accountable and secure the payout you need to restore your roof—and peace of mind.

Discover more about our services on the Louis Law Group property damage claims.

Frequently Asked Questions

Q: What should I do if my insurance company won’t return my calls?

Hire an attorney. A lawyer can step in and pressure the insurer to respond promptly.

Q: Can I file a claim even if the damage happened months ago?

Yes, but Florida now has a 1-year deadline for filing claims, so act quickly.

Q: Will hiring a property damage lawyer cost me money up front?

No. Most work on contingency, meaning you only pay if they recover money for you.

Q: Do lawyers handle both residential and commercial claims?

Yes, experienced lawyers can assist homeowners, landlords, and business owners alike.

Conclusion

If your property in Sunrise has been damaged and you’re getting nowhere with your insurance company, you don’t have to fight alone. With the right legal help, you can recover what you’re owed and finally start moving forward.

Are you ready to protect your property and your peace of mind?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.