Property Damage Lawyers Near Me in Boynton Beach, FL – Get Help With Denied Claims

Your Insurance Company Has a Team — So Should You

When a hurricane, pipe burst, roof leak, or unexpected accident damages your home in Boynton Beach, Florida, you count on your homeowners insurance to cover the cost of repairs. But when that claim gets delayed, underpaid, or flat-out denied, it leaves you stuck with bills, stress, and uncertainty.

You're not alone — and you don't have to fight this battle by yourself. A local property damage lawyer can help level the playing field and fight for every dollar you’re owed.

What Is Property Damage and What Does It Include?

Property damage refers to physical harm to your home, structure, or belongings due to a sudden event or accident. Covered damages typically include:

• Hurricane and tropical storm damage

• Wind or hail damage to the roof or siding

• Fire and smoke damage

• Water damage from broken pipes or leaks

• Mold from undetected moisture

• Theft or vandalism

• Structural shifts or sinkholes

Insurers are required to process claims in good faith. But when they don’t, having a legal expert can help hold them accountable.

Source: FEMA – After Filing a Claim

Why Insurance Claims Get Denied or Underpaid

Insurers often find creative ways to minimize or deny your payout. Here are the most common tactics:

• Blaming the damage on “wear and tear” or pre-existing conditions

• Saying the event wasn’t “sudden and accidental”

• Citing coverage exclusions hidden in the fine print

• Claiming your damage falls below your deductible

• Offering lowball repair estimates that don’t reflect real costs

Under Florida Statute §627.70131, insurance companies are required to respond to your claim within 14 days and pay or deny it within 60 days — but many still violate these timelines.

Why You Should Work With a Property Damage Lawyer

A qualified lawyer ensures your rights are protected and your claim is handled professionally and promptly. Legal help is especially critical if:

• Your claim is denied or delayed

• You were paid less than your actual damages

• You’re being blamed for the damage

• Your insurance company stopped responding

• You’re unsure what your policy really covers

A lawyer knows how to build a strong case, challenge low estimates, and navigate Florida's complex insurance laws.

Local Advantage: Why Boynton Beach Homeowners Need Florida-Specific Expertise

Boynton Beach and South Florida have unique risk factors — hurricane exposure, high humidity, salt corrosion, and evolving building codes. A local attorney understands:

• How Florida insurers deny coastal claims

• The importance of wind mitigation reports and flood designations

• Local contractors, inspectors, and roofers who can support your claim

• How to use Florida’s homeowner protection laws to your advantage

How Louis Law Group Helps Boynton Beach Homeowners

At Louis Law Group, we specialize in helping Florida homeowners recover the full value of their property damage claims. Whether your insurer is dragging their feet, giving you the runaround, or denying coverage altogether — we’re here to fight back.

We provide:

• A free claim review and policy interpretation

• Help documenting damage with qualified inspectors

• Negotiation or litigation with your insurer

• No upfront fees — we only get paid if you win

✅ Want to learn how we handle tough insurance disputes?

👉 Denied Property Insurance Claim in Florida? Here's How to Fight Back

FAQs: Property Damage Claims in Boynton Beach, FL

Q: What should I do immediately after my property is damaged?

Take clear photos and videos of the damage, save receipts for repairs, and report the claim to your insurer immediately. Then call a lawyer if you encounter delays or low offers.

###Q: How long do I have to file a property damage claim in Florida? Under Florida Statute §627.70132, you generally have 1 year from the date of the loss to file your claim.

Q: Can I reopen a claim that was already paid or closed?

Yes. If new damage is found or you were underpaid, you can file a supplemental claim. A lawyer can help you do this correctly and on time.

Q: My insurer blamed me for the damage. Can I still get coverage?

Possibly. Insurers often overuse this tactic. If you acted responsibly, your lawyer may prove the damage was sudden and covered.

Q: Do I need to pay a lawyer upfront?

No. At Louis Law Group, we work on contingency, meaning you pay nothing unless we recover compensation for you.

Conclusion: Don’t Let the Insurance Company Decide What You Deserve

Property damage is stressful. Your insurance company should help — not make things harder. If your claim was denied, delayed, or underpaid, it’s time to take control.

If you’re in Boynton Beach, a local property damage lawyer at Louis Law Group is ready to stand with you and fight for what you’re owed.

Are you ready to protect your home, your rights, and your future with expert legal support?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.