Property Damage Lawyer in Margate, Florida Get Help With Denied Claims

If your home or business in Margate has been hit by storm damage, flooding, fire, or other property loss, dealing with your insurance company can feel like a second disaster. You pay your premiums to stay protected—but when it's time to file a claim, you might face delays, denials, or lowball offers.

This guide explains how a property damage lawyer in Margate, Florida, can help you protect your rights and secure the compensation you deserve.

Common Types of Property Damage in Margate

Margate sits in hurricane-prone Broward County, where homeowners and businesses often face serious property risks. Some of the most common include:

• Hurricane and Storm Damage – Strong winds and flying debris can destroy roofs, fences, and windows.

• Water Damage and Flooding – Heavy rain, poor drainage, or pipe bursts often lead to mold and costly repairs.

• Fire and Smoke Damage – Fires from electrical faults or lightning strikes cause structural and smoke-related losses.

• Theft and Vandalism – Property crime can result in broken windows, stolen items, and damaged security systems.

• **Mold and Roof Leaks **– Even small leaks can lead to significant damage if left undetected.

To learn more about what your policy may cover, Florida’s Division of Consumer Services offers helpful insurance tools and guidance.

The Role of a Property Damage Lawyer

When your insurance company gives you the runaround, a property damage lawyer steps in to fight for your claim. In Margate, where insurance companies may undervalue repairs or delay payments, having an attorney on your side is key.

A property damage lawyer can:

• Review your insurance policy in detail

• Help you understand your rights under Florida law

• Build a strong claim with evidence and expert support

• Negotiate directly with your insurance company

• Represent you in court if your claim is unfairly denied

With legal help, you can shift the power back in your favor.

What To Do If Your Claim Is Denied in Margate

Getting a denial letter is frustrating—but it’s not the end of the road. If your claim is rejected, here’s what to do:

1. Review the Denial Letter – Look for specific reasons the insurer gave.

2. Document All Damage – Gather photos, videos, contractor estimates, and repair invoices.

3. Request a Reassessment – Sometimes additional proof or a second opinion can help.

4. Contact a Lawyer – Legal professionals know how to challenge bad-faith denials.

Florida law protects policyholders from unfair claim practices. For more info, see the Florida Homeowners Claim Bill of Rights.

How Louis Law Group Can Help

When property damage strikes, Louis Law Group offers:

• Policy and Claim Review – To uncover overlooked coverage and clarify complex policy language.

• Evidence Gathering – Collaborating with engineers and contractors to build a strong case.

• Negotiation and Settlement – Fighting to secure fair compensation.

• Litigation Support – Representing clients in court when insurers act in bad faith.

Still unsure what your policy covers? This resource from Louis Law Group breaks it down clearly.

FAQs: Property Damage in Margate

Q: How long do I have to file a property damage claim in Florida?

You typically have one year for hurricane damage and two years for most other claims. Check your policy for specifics.

Q: Can I hire a lawyer if I’ve already started my claim?

Yes. A lawyer can step in at any point—especially if you’re facing delays or low offers.

Q: What if the damage is old or hidden?

Hidden damage—like mold from a slow roof leak—can still be valid if discovered within the coverage period.

Q: Do I pay my lawyer upfront?

Most property damage attorneys work on a contingency basis, meaning they only get paid if you win your case.

Conclusion

In Margate, Florida, recovering from property damage isn’t just about fixing your home—it’s about standing up to insurers when they try to pay you less than you deserve. Whether it’s storm damage or a burst pipe, the right legal help can make all the difference.

Will you let the insurance company decide what your claim is worth—or fight for the full amount you’re owed?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.