Property Damage Attorneys Near Me in Hollywood, FL – Expert Legal Help When You Need It Most

Insurance Trouble After a Storm? You’re Not Alone

Hollywood, Florida is a beautiful coastal city—but with beauty comes risk. From hurricanes and heavy rains to unexpected fires or mold, homeowners in this area face real threats to their property. When disaster hits, you expect your insurance company to help. Unfortunately, many residents quickly discover that their claim is delayed, denied, or underpaid.

That’s where a trusted property damage attorney near you in Hollywood can step in to fight for your rights and ensure your insurance company lives up to its promises.

Common Types of Property Damage in Hollywood, FL

Due to its location and climate, Hollywood homeowners regularly face the following:

• Hurricane wind damage to roofs and structures

• Flood damage from heavy rain or storm surge

• Mold growth from leaks and moisture

• Fire and smoke damage from lightning or faulty wiring

• Vandalism and theft during storm evacuations

💡 Keep in mind: Standard homeowners insurance doesn’t cover flood damage. That requires a separate policy under the National Flood Insurance Program (NFIP).

Sources:

• FEMA – National Flood Insurance

• MyFloridaCFO – Understanding Coverage

Why Insurance Claims Get Denied or Delayed

Many Hollywood homeowners are shocked to find that their valid insurance claims are met with resistance. Common tactics used by insurers include:

• Calling damage “pre-existing” or maintenance-related

• Offering settlements that don’t match actual repair costs

• Delaying inspections and communication

• Disputing contractor estimates

• Pushing low offers in exchange for quick payouts

📌 Florida Statute §627.70131 requires insurers to respond to claims within 14 days and resolve them within 60 days—but many don’t.

Steps to Take After Property Damage

To protect your rights and strengthen your claim:

1. Take photos and videos of the damage right away

2. Notify your insurer as soon as possible

3. Get multiple repair estimates from licensed professionals

4. Save all emails, letters, and receipts

5. Don’t begin major repairs until after your property has been inspected

⏳ You have 1 year to file a claim from the date of discovering the damage per Florida Statute §627.70132.

What to Do If Your Claim Is Denied or Underpaid

You’re not out of options. If your insurance company gives you the runaround:

• Ask for a written explanation of their decision

• Gather new evidence and submit a supplemental claim

• Use Florida’s insurance mediation program

• Speak to a property damage attorney in Hollywood, FL

💼 Florida Insurance Mediation Program

Why a Local Property Damage Lawyer Makes a Difference

Hiring someone familiar with your area ensures you get the help you need quickly and effectively. A local Hollywood attorney:

• Understands Broward County building codes and weather trends

• Can visit your property quickly

• Knows local contractors, appraisers, and adjusters

• Offers faster turnaround and more personal service

How Louis Law Group Can Help Hollywood Homeowners

At Louis Law Group, we’ve helped countless South Florida homeowners—including those in Hollywood—stand up to insurers that delay, deny, or underpay claims.

We offer:

• Free consultations to review your claim

• No win, no fee legal representation

• Skilled negotiation with adjusters and insurers

• Litigation support when legal action is necessary

No matter the cause—storm, fire, mold, or theft—we’re here to protect your rights.

🔗 Property Damage Attorneys Near Me in Pembroke Pines, FL

FAQs – Property Damage Attorneys in Hollywood, FL

Q: Is mold damage covered by insurance?

Only if it results from a covered event like a burst pipe or hurricane.

Q: Can I sue my insurance company if they deny my claim?

Yes. If they act in bad faith or violate Florida law, legal action may be necessary.

Q: How long does the insurance process take?

Florida law gives insurers 60 days to settle, but delays are common without legal help.

Q: Should I accept the first settlement offer?

Not always. Many initial offers are low. Speak with a lawyer before signing anything.

Q: Can I still file if I missed the deadline?

Possibly—speak with a lawyer right away to evaluate your options.

Conclusion: You Don’t Have to Accept an Unfair Settlement

Dealing with property damage is stressful enough. Don’t let your insurance company make it worse. With help from a local property damage attorney in Hollywood, FL, you can protect your home, finances, and future.

Are you ready to fight for what your home is truly worth?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.