Personal Injury Guide for Frisco, Texas Victims

Introduction – Why This Frisco-Focused Guide Matters

Frisco, Texas is one of the fastest-growing cities in the United States. Every day, thousands of residents and visitors drive on the Dallas North Tollway, shop at Stonebriar Centre, or catch a game at Toyota Stadium. Rapid growth brings opportunity—but also more traffic collisions, construction accidents, and slip-and-fall injuries. If you have been hurt in or around Frisco, understanding how Texas personal injury law works can help you protect your health, your finances, and your family’s future.

This evidence-based guide draws only from authoritative Texas legal sources—primarily the Texas Civil Practice and Remedies Code (TCPRC), the Texas Rules of Civil Procedure (TRCP), published opinions from Texas courts, and state regulatory agencies. It explains deadlines, fault rules, and practical steps for injury victims. While slightly favoring the injured party, the content remains strictly factual. Whether you were rear-ended on State Highway 121, injured at a Frisco construction site, or bitten by an unleashed dog in a neighborhood park, you will find actionable information below.

Primary SEO phrase: personal injury lawyer frisco texas Secondary phrases: texas personal injury law, frisco accident attorney, texas injury compensation## 1. Understanding Your Personal Injury Rights in Texas

The Legal Basis of Personal Injury Claims

Most personal injury lawsuits in Texas arise from negligence: the defendant owed a duty of reasonable care, breached that duty, and the breach caused compensable damages. Examples include drivers who ignore a red light, store owners who fail to mop up a spill, or product manufacturers who release an unsafe device.

Statute of Limitations – The Two-Year Deadline

Texas sets firm deadlines for filing civil lawsuits. Under Texas Civil Practice & Remedies Code § 16.003, you generally must file a personal injury suit within two years of the date of injury. Missing this deadline almost always bars recovery, no matter how strong the evidence. Limited exceptions exist (for example, legal disability or the discovery rule in certain toxic-exposure cases), but do not assume you qualify—consult counsel promptly.### Comparative Fault and Proportionate Responsibility

Texas uses a modified comparative fault system, also called proportionate responsibility, codified at TCPRC § 33.001–33.017. If you are 50 percent or less at fault, you may recover damages reduced by your percentage of responsibility. If you are 51 percent or more at fault, you recover nothing. Insurance adjusters often exploit this rule to undervalue claims, so documenting evidence and obtaining witness statements quickly is vital.### Your Right to Seek Damages

• Economic damages: medical bills, lost wages, rehabilitation costs, property damage.
• Non-economic damages: pain and suffering, physical impairment, mental anguish, loss of consortium.
• Exemplary (punitive) damages: allowed under TCPRC § 41.003 when the defendant acts with fraud, malice, or gross negligence, subject to statutory caps.

Texas does not cap damages in ordinary auto or premises cases, but medical malpractice claims are subject to limits under TCPRC Chapter 74.

2. Common Types of Personal Injury Cases in Texas

Motor-Vehicle Collisions in the Frisco Area

The Texas Department of Transportation (TxDOT) recorded thousands of crashes in Collin and Denton Counties last year. Frisco’s busiest corridors include:

• Dallas North Tollway – high-speed congestion during peak hours.
• Sam Rayburn Tollway (SH-121) – frequent rear-end and lane-change accidents.
• Eldorado Parkway & FM 423 – rapid suburban expansion leading to construction-related hazards.

Even minor “fender-benders” can cause whiplash or traumatic brain injuries (TBIs). Texas requires drivers to carry minimum liability insurance limits of 30/60/25, but serious injuries often exceed those amounts, making uninsured/underinsured motorist (UM/UIM) coverage and potential third-party claims critical.

Commercial Truck Accidents

With large distribution centers near Frisco and along Interstate 35, 18-wheelers regularly travel local roads. Truck crashes involve federal regulations (FMCSA rules) and potential liability for motor carriers, shippers, and maintenance contractors.

Premises Liability – Slip, Trip & Falls

Under Texas law, property owners owe different duties of care depending on whether a visitor is an invitee, licensee, or trespasser. Storeowners in The Shops at Legacy or Stonebriar Centre who know of a spill must remedy it within a reasonable time or warn customers.

Product Liability

If a defective pressure cooker, vehicle airbag, or children’s toy caused injury, Texas follows the Restatement (Second) of Torts § 402A strict-liability principles, as confirmed by Texas Supreme Court precedent. Claims can target manufacturers, distributors, and retailers.

Workplace & Construction Injuries

Frisco’s skyline features cranes and new developments. While the Texas Workers’ Compensation Act (Labor Code Title 5) covers employees of subscribing employers, non-subscribers may be sued directly for negligence. Even with workers’ compensation, third-party claims—against equipment manufacturers or negligent subcontractors—may yield additional recovery.

Dog Bites

Texas follows a “one-bite” rule refined by case law (e.g., Marshall v. Ranne, 511 S.W.2d 255 (Tex. 1974)). Dog owners in Frisco City Ordinance Chapter 14 must leash animals. If a dog previously showed vicious propensities, strict liability may apply.

3. Texas Legal Protections & Injury Laws

Insurance Bad-Faith Protections

When dealing with your own insurer—UM/UIM, PIP, Med-Pay—Texas Insurance Code Chapter 542 (Prompt Payment of Claims Act) requires carriers to acknowledge, investigate, and pay valid claims within strict timeframes. Violations can lead to statutory interest and attorney’s fees.

Medical Liens & Subrogation

Hospitals such as Baylor Scott & White Medical Center – Frisco may file a lien under TCPRC § 55.002 to secure payment. Negotiating liens is crucial for net recovery. Federal ERISA plans and Texas Health & Human Services Medicaid subrogation rights also affect settlements.

Court Procedure Highlights

• Filing: A petition filed in Collin County District Court (for claims over $250,000), or County Court-at-Law for lesser amounts. Service: Governed by TRCP 99. Certified mail, personal service, or substituted service if defendant evades.- Discovery: Interrogatories, requests for production, depositions under TRCP 192–199. Texas allows Level 1–3 discovery plans; most personal injury suits fall under Level 2 unless expedited (Rule 169 applies to claims ≤$250,000).
• Mediation: Courts routinely order mediation before trial; Collin County Dispute Resolution Services offers sliding-scale mediations.

Damage Caps & Immunities

• Medical Malpractice: Non-economic damages capped at $250,000 per physician and $500,000 overall against healthcare institutions (TCPRC § 74.301).
• Governmental Immunity: The Texas Tort Claims Act (TCPRC § 101.021) waives sovereign immunity for certain motor-vehicle and premises claims, but caps damages at $250,000 per person/$500,000 per occurrence for bodily injury.

4. Steps to Take After a Personal Injury in Texas

1 – Seek Immediate Medical Care

Call 911 or visit an emergency department such as Baylor Scott & White Medical Center – Frisco or Texas Health Presbyterian Hospital Plano. Prompt treatment links injuries to the incident and prevents complications.

2 – Preserve Evidence

• Photograph the scene, injuries, vehicle damage, weather conditions, and anything that may change.
• Request the police crash report from the Frisco Police Department or TxDOT’s Crash Records Information System.
• Keep damaged products in their post-incident condition; do not alter or discard them.

3 – Report the Incident

For auto collisions, Texas Transportation Code § 550.062 requires reporting crashes involving injury, death, or property damage ≥$1,000. For workplace injuries, notify your employer within 30 days (Labor Code § 409.001).

4 – Notify Insurance—But Be Cautious

Texas Insurance Code § 542.055 allows insurers up to 15 days to acknowledge a first-party claim. Provide basic facts, but avoid recorded statements until you understand your rights.

5 – Document Economic Losses

• Collect medical bills, mileage receipts, pay stubs, and tax returns.
• Maintain a pain journal detailing daily limitations.

6 – Consult a Qualified Attorney

An experienced frisco accident attorney can preserve evidence, calculate damages, and negotiate aggressively with carriers. Verify licensure on the State Bar of Texas "Find a Lawyer" database—disciplinary history and malpractice insurance are public.## 5. When to Seek Legal Help in Texas

While minor property-damage claims may be handled pro se, consider hiring counsel if:

• Injuries required hospitalization, surgery, or long-term therapy.
• Liability is disputed or comparative fault is alleged.
• An insurer denies, delays, or lowballs your claim.
• A government entity, commercial truck, or non-subscriber employer is involved.

Contingency Fees and Costs

Most Texas personal injury lawyers work on contingency—typically 33⅓ percent to 40 percent of the gross recovery plus litigation expenses advanced by the firm. Under Texas Disciplinary Rules of Professional Conduct 1.04, fees must be reasonable and in writing.

Time-Sensitive Evidence

Surveillance footage from the Dallas North Tollway or private businesses may be overwritten within days. A lawyer can send preservation letters (spoliation notices) under TRCP 196.3 to prevent evidence destruction.

6. Local Resources & Next Steps

Medical Facilities

• Baylor Scott & White Medical Center – Frisco – Level III trauma care.
• Medical City Frisco – Orthopedic and spine specialists.
• Children’s Health Plano (near Frisco) – Pediatric trauma.

Collision & Incident Reports

Obtain crash records through TxDOT CRIS Online Purchase System or in person at the Frisco Police Department Records Division (7200 Stonebrook Pkwy.).### Court Venues Serving Frisco

• Collin County District Courts – 219th, 296th, 366th District Courthouses in McKinney handle larger cases.
• Denton County Courts (for western Frisco incidents).
• Small Claims: Justice of the Peace Precinct 3.

Texas Department of Insurance (TDI)

If you suspect bad-faith insurance practices, file a complaint with TDI. See the TDI consumer complaint portal.### Victim Support & Rehabilitation

• Project WALK Frisco – spinal cord injury rehab center.
• Texas Crime Victims’ Compensation Program (Attorney General’s Office) for intentional acts.

Legal Disclaimer

The information provided above is for educational purposes only and does not constitute legal advice. Laws change, and every case is unique. You should consult a licensed Texas attorney for guidance on your specific situation.

If you were injured due to someone else's negligence, call Louis Law Group at 833-657-4812 for a free case evaluation and legal consultation.