Personal Injury Attorneys Near Me in Fort Lauderdale, Florida
8/25/2025 | 1 min read
Introduction: Why Fort Lauderdale Residents Need a Local Personal Injury Guide
Fort Lauderdale, the seat of Broward County, welcomes more than 13 million visitors annually, according to the Greater Fort Lauderdale Convention & Visitors Bureau. With Interstate 95, U.S. 1, and the bustling A1A corridor funneling heavy traffic through downtown and coastal neighborhoods, collisions and other accidents are unavoidable. Broward Health Medical Center, Holy Cross Health, and Level I trauma facilities in neighboring counties treat thousands of injured residents and tourists every year. If you are searching online for a “personal injury lawyer Fort Lauderdale Florida,” understanding your rights under state law is the first step toward protecting your health and finances.
This comprehensive, evidence-based guide explains Florida’s personal injury framework, highlights location-specific considerations for Fort Lauderdale, and outlines concrete steps victims can take to secure compensation. It favors injury victims by clarifying protections afforded under Florida Statutes while remaining strictly factual and neutral in tone.
Understanding Your Personal Injury Rights in Florida
The Legal Definition of Personal Injury
Florida law treats “personal injury” as physical, emotional, or reputational harm caused by another person or entity’s negligence, intentional act, or strict liability conduct. Common legal theories include negligence (the failure to exercise reasonable care), strict liability for defective products, and intentional torts such as assault.
Statute of Limitations
Under Florida Statutes §95.11(3)(a), an injured person typically has two years from the date of the accident to file a lawsuit for negligence-based personal injury. (Note: the statute was reduced from four years to two for causes of action accruing after 3/24/2023.) Exceptions apply for medical malpractice (§95.11(4)(b)), wrongful death (§95.11(4)(d)), and claims against governmental entities (Chapter 768.28). Missing the deadline generally bars the claim, so timely action is crucial.
Comparative Negligence Rule
Florida follows a modified comparative negligence system codified in Florida Statutes §768.81. A claimant may recover damages reduced by their percentage of fault, provided they are not more than 50% responsible. If a plaintiff is found 51% or more at fault, recovery is barred. This rule incentivizes defendants to shift blame and underscores the importance of evidence collection.
No-Fault Auto Insurance and PIP Benefits
For motor vehicle collisions, Florida’s No-Fault Insurance Law (Florida Statutes §627.736) requires drivers to carry at least $10,000 in Personal Injury Protection (PIP) coverage. PIP pays 80% of reasonable medical expenses and 60% of lost wages, up to policy limits, regardless of fault. However, victims may step outside the no-fault system and pursue a liability claim if they sustain a “serious injury” as defined in §627.737—such as significant and permanent loss of bodily function, permanent injury within a reasonable degree of medical probability, scarring, disfigurement, or death.
Common Types of Personal Injury Cases in Fort Lauderdale
1. Motor Vehicle Collisions on Busy Corridors
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I-95 and I-595 Interchanges: High-speed merging traffic leads to rear-end and side-impact crashes.
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State Road A1A: Congestion near beachfront hotels and pedestrian crossings increases the risk of bicycle and pedestrian accidents.
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Fort Lauderdale–Hollywood International Airport Vicinity: Rideshare pickups and unfamiliar tourists contribute to frequent fender-benders on U.S. 1.
2. Boating and Watercraft Accidents
Nicknamed the “Venice of America,” Fort Lauderdale features 165 miles of navigable waterways. Collisions, propeller injuries, and falls often occur on the Intracoastal Waterway and Atlantic Ocean. Florida Fish and Wildlife Conservation Commission (FWC) boating accident reports show Broward County consistently ranks among the top five counties for watercraft incidents.
3. Slip, Trip, and Fall Incidents in Hospitality Venues
Broward County’s large hospitality sector—hotels, cruise terminals, restaurants—creates environments where wet floors, inadequate lighting, or defective handrails can cause severe injuries. Property owners owe guests a duty of reasonable care under premises liability principles codified in Tran v. State, 682 So. 2d 1233 (Fla. 1996) and subsequent case law.
4. Cruise Ship and Port-Related Injuries
Port Everglades, one of the world’s busiest cruise ports, is in Fort Lauderdale. Although maritime claims often invoke federal law, many cruise contracts designate the U.S. District Court for the Southern District of Florida (Fort Lauderdale Division) as the proper venue, adding a local litigation dimension.
5. Hurricane-Related Claims
High winds and flooding from storms such as Hurricane Irma have caused debris-related injuries and mold exposure cases. While weather events are “acts of God,” negligent building maintenance or debris removal can still create liability.
Florida Legal Protections & Injury Laws
Key Statutes Protecting Victims
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Florida Statutes Chapter 768 – Governs negligence, wrongful death, sovereign immunity, and comparative negligence.
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Florida Statutes Chapter 627 – Sets no-fault insurance (PIP) requirements and insurer obligations.
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Florida Rules of Civil Procedure – Establish discovery, pleadings, and trial procedures.
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Florida Evidence Code (Ch. 90) – Controls admissibility of medical bills, accident reports, and expert testimony.
Damage Categories Recognized in Florida Courts
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Economic Losses: past/future medical bills, lost wages, loss of earning capacity, rehabilitation costs.
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Non-Economic Losses: pain and suffering, mental anguish, loss of enjoyment of life.
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Punitive Damages: permitted when the defendant’s conduct was intentional or grossly negligent—capped by §768.73 to the greater of three times compensatory damages or $500,000 in most cases.
Evidentiary Requirements
Florida applies the Daubert standard (Fla. Stat. §90.702) for expert testimony. Plaintiffs must present competent medical proof for injury causation and permanency, especially to exceed PIP thresholds in auto cases. Broward Circuit Court judges routinely rely on sworn physician affidavits and diagnostic imaging (MRI, CT) to determine seriousness.
Insurance Bad Faith Protections
Under Florida Statutes §624.155, insurers acting in bad faith may be liable for damages exceeding policy limits. Before suing, the claimant must file a Civil Remedy Notice (CRN) with the Florida Department of Financial Services and allow a 60-day cure period.
Steps to Take After a Personal Injury in Florida
1. Seek Immediate Medical Attention
Florida PIP requires treatment within 14 days of a crash to qualify for benefits. Fort Lauderdale facilities such as Broward Health Medical Center (131 beds in its Level I trauma unit) and Holy Cross Health provide emergency services. Keep copies of EMS records, imaging results, and discharge summaries.
2. Report the Incident
Motor Vehicle Crash: Call 911. Obtain the Florida Traffic Crash Report (long form) from the Broward Sheriff’s Office or the Florida Highway Safety and Motor Vehicles Crash Portal.
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Boating Mishap: Notify the FWC and U.S. Coast Guard within 48 hours if injury requires medical treatment beyond first aid.
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Premises Incident: File a written report with the property manager. Request copies of surveillance footage before it is overwritten.
3. Preserve Evidence
Photograph vehicle damage, spill areas, debris, or defective products. Save medical invoices and correspondence with insurers. Florida courts allow parties to file a Rule 1.280 request for production; early self-collection prevents spoliation.
4. Notify Insurance Carriers Promptly
Most auto and homeowner policies require notice “as soon as practicable.” Late reporting may trigger a coverage denial. Provide basic facts only; avoid recorded statements until you consult counsel.
5. Track Economic Losses
Create a spreadsheet of mileage to medical appointments, prescription costs, and lost work time. Under Allstate Indemnity v. RU, 409 So. 3d 8 (Fla. 4th DCA 2012), well-documented special damages improve settlement value.
When to Seek Legal Help in Florida
Complexity of Florida’s Comparative Negligence
Because a plaintiff 51% at fault cannot recover, defendants frequently argue contributory factors such as speeding, texting, or intoxication. An experienced Fort Lauderdale accident attorney can secure accident reconstruction experts and subpoena cellphone data to rebut these defenses.
Disputed Insurance Coverage
Coverage questions—e.g., whether an Uber driver’s commercial policy applies—often hinge on exclusions buried in policy language. Florida contract interpretation rules, explained in State Farm v. Fiorito, 232 So. 3d 377 (Fla. 2d DCA 2017), allow ambiguities to be construed against the insurer.
Serious or Catastrophic Injuries
Traumatic brain injuries, spinal fractures, or amputations dramatically raise lifetime medical costs. Engaging counsel improves access to life-care planners and vocational experts crucial for establishing future damages.
Local Resources & Next Steps
Medical Facilities
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Broward Health Medical Center – 1600 S. Andrews Ave., Fort Lauderdale, FL 33316
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Holy Cross Health – 4725 N. Federal Hwy., Fort Lauderdale, FL 33308
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Joe DiMaggio Children’s Hospital (for pediatric injuries) – Hollywood, FL (10 miles south)
Courthouse Information
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Broward County 17th Judicial Circuit – 201 S.E. 6th St., Fort Lauderdale, FL 33301; civil division handles personal injury lawsuits exceeding $50,000.
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Fourth District Court of Appeal – West Palm Beach; reviews appeals from Broward Circuit Court.
Attorney Verification
Confirm a lawyer’s bar status and disciplinary history on the Florida Bar Lawyer Directory. Florida attorneys must complete 33 credits of CLE every three years, including five hours in ethics or professionalism.
Administrative Agencies
Florida Department of Financial Services Civil Remedy Notice Database – Review insurer bad-faith filings. Florida Department of Health MQA – Verify treating physicians’ licenses.
Next Steps Checklist
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Schedule follow-up medical visits and comply with treatment plans.
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Collect police or incident reports within 10 days of availability.
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Consult a qualified personal injury lawyer Fort Lauderdale Florida before giving sworn statements.
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Meet filing deadlines (pre-suit notice for medical malpractice; CRN for bad faith).
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Document ongoing pain levels and lifestyle changes in a journal.
Conclusion
Florida’s personal injury landscape is complex, but state statutes and local court procedures provide robust avenues for fair compensation. Whether you were injured on I-95, aboard a boat on the Intracoastal, or at one of Fort Lauderdale’s renowned resorts, timely medical care, diligent evidence preservation, and informed legal representation can make the difference between partial reimbursement and full financial recovery.
Legal Disclaimer: This article is for informational purposes only and does not constitute legal advice. Laws change, and every case is unique. You should consult a licensed Florida attorney regarding your specific situation.
If you were injured due to someone else's negligence, call Louis Law Group at 833-657-4812 for a free case evaluation and legal consultation.
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