Personal Injury Attorneys – Lauderdale-by-the-Sea, Florida
8/24/2025 | 1 min read
Introduction: Why Lauderdale-by-the-Sea Residents Need a Focused Personal Injury Guide
Lauderdale-by-the-Sea is a seaside town of roughly 6,000 residents located on a narrow barrier island in Broward County, Florida. Its main thoroughfare is State Road A1A, a roadway that carries a high volume of beach-bound motorists, rideshare vehicles, bicyclists, and pedestrians—especially near the Commercial Boulevard pier and the Anglin’s Square restaurant district. According to the Florida Department of Highway Safety and Motor Vehicles (FLHSMV), Broward County recorded 41,381 traffic crashes in 2022, the second-highest total in the state. Even a seemingly minor collision in this densely traveled corridor can lead to costly medical bills at nearby facilities such as Broward Health Imperial Point or Holy Cross Health. Beyond vehicular accidents, Lauderdale-by-the-Sea’s coastal environment poses unique hazards: slippery docks, boating mishaps, and hurricane-related debris can all cause serious injuries. Whether you are a year-round resident, a seasonal visitor, or a hospitality worker, understanding Florida personal injury law is critical to protecting your health and financial stability. This guide uses only authoritative sources—Florida Statutes, court rules, and Florida Bar publications—to explain your rights, deadlines, and local resources. While it slightly favors the injury victim, it remains rigorous and evidence-based.
Understanding Your Personal Injury Rights in Florida
1. Negligence and Duty of Care
Most Florida personal injury cases arise from negligence—another person’s failure to act with reasonable care. Florida courts define the duty of care through precedent such as McCain v. Florida Power Corp., 593 So.2d 500 (Fla. 1992). If a defendant breaches a duty and causes foreseeable harm, the victim (plaintiff) may recover damages for medical expenses, lost wages, and pain and suffering.
2. Statute of Limitations—The Clock Is Ticking
Florida Statutes §95.11(3)(a) sets a two-year statute of limitations for negligence actions arising on or after March 24, 2023. If your injury occurred earlier, the former four-year period may apply. Missing the filing deadline can bar your claim entirely, so prompt action is vital.
3. Florida’s Modified Comparative Negligence Rule
Under Florida Statutes §768.81, updated in 2023, the state follows a modified comparative negligence standard with a 50% bar. If you are found more than 50% at fault, you cannot recover damages. If you are 50% or less at fault, your award is reduced by your percentage of fault. For example, a pedestrian struck in the marked crosswalk outside Commercial Boulevard who is found 10% responsible (perhaps for looking at a cell phone) would collect 90% of proven damages.
4. No-Fault Insurance for Motor Vehicle Crashes
Florida Statutes §627.736 requires every motorist to carry Personal Injury Protection (PIP) covering up to $10,000 in medical and disability benefits regardless of fault. However, serious injury thresholds defined in §627.737 allow victims to step outside the no-fault system and sue the at-fault driver for additional damages.
Common Types of Personal Injury Cases in Lauderdale-by-the-Sea
Traffic Collisions on A1A and Commercial Boulevard
The convergence of rental cars, local commuters, delivery trucks, and tourists often leads to rear-end crashes and pedestrian knock-downs at the town’s busy crosswalks. PIP benefits apply, but fault-based claims may be necessary when injuries exceed the no-fault threshold.
Slip-and-Fall Incidents in Beachfront Businesses
Restaurants and shops near Anglin’s Pier must maintain safe premises under Florida’s premises liability law. Florida Statutes §768.0755 places the burden on plaintiffs to prove businesses “had actual or constructive knowledge of the dangerous condition” (e.g., spilled drinks on tiled floors) and should have remedied it.
Boating and Watercraft Accidents
With direct access to the Atlantic and the Intracoastal Waterway, Lauderdale-by-the-Sea sees heavy recreational boating. A negligent operator who violates safety rules set by the Florida Fish and Wildlife Conservation Commission (FWC) may be liable for injuries.
Bicycle and E-Scooter Collisions
Florida leads the nation in per-capita bicycle fatalities. Helmets are not legally required for riders 16 and older, but wearing one can reduce comparative fault arguments and medical severity.
Hurricane and Storm-Related Injuries
Property owners must secure loose patio furniture and repair structural damage after severe weather. Failure to do so can create dangerous projectiles or collapse hazards, giving rise to negligence or premises liability claims.
Florida Legal Protections & Injury Laws
1. Damages Available to Injury Victims
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Economic damages: medical bills, rehabilitation, prescription costs, lost earnings, and future loss of earning capacity.
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Non-economic damages: pain, suffering, mental anguish, loss of enjoyment of life (no statutory cap for most negligence cases).
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Punitive damages: allowed under Florida Statutes §768.72 when defendant’s conduct was intentional or grossly negligent, but generally capped at three times compensatory damages or $500,000.
2. Wrongful Death Claims
Florida Statutes §§768.16–768.26 (the Wrongful Death Act) permit the personal representative of the decedent’s estate to file suit within two years (§95.11(4)(d)). Eligible beneficiaries may recover funeral expenses, lost support and services, and mental pain and suffering.
3. Claims Against Government Entities
Injuries caused by the negligence of Lauderdale-by-the-Sea municipal employees—such as unsafe sidewalk maintenance—are subject to sovereign immunity limitations under Florida Statutes §768.28. Before suing, you must serve a pre-suit notice on the Florida Department of Financial Services and the agency involved, and the state’s liability is capped at $200,000 per person ($300,000 per incident) absent a claims bill.
4. Attorney Licensing and Contingency Fees
The Florida Bar regulates lawyer conduct. Rule 4-1.5(f) of the Rules Regulating The Florida Bar caps contingency fees in most personal injury matters at 33⅓% pre-suit (or 40% after the filing of an answer). Clients must sign a written fee agreement and receive a Statement of Client’s Rights.
Steps to Take After a Personal Injury in Florida
Seek Immediate Medical Care Call 911 for life-threatening injuries or visit the closest emergency department (Broward Health Imperial Point is 3 miles away via US-1). PIP benefits require you to obtain initial treatment within 14 days of the crash (Florida Statutes §627.736(1)(a)). Document the Scene Use your smartphone to photograph vehicle damage, skid marks, wet floors, or defective dock boards. Capture the condition before property owners or weather alters it. Collect Witness Information Names, phone numbers, and email addresses of bystanders or fellow passengers can fortify your claim. File the Required Reports For auto accidents involving injury or property damage over $500, call the Broward Sheriff’s Office or the Lauderdale-by-the-Sea Police Department so an official crash report is created in the Florida Crash Portal. Notify Your Insurance Carrier Most auto and homeowner’s policies require prompt notice. Cooperate, but provide only factual statements until you have legal counsel. Track All Expenses Keep receipts for co-pays, prescription medications, property repair, mileage to medical appointments, and any adaptive equipment. Avoid Social Media Pitfalls Insurance adjusters scour Instagram and Facebook for posts that undercut injury claims. Set profiles to private and avoid discussing the incident. Consult a Qualified Personal Injury Lawyer Early legal guidance helps preserve evidence, identify responsible parties, and calculate full damages.
When to Seek Legal Help in Florida
Indicators You Need a Lawyer
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Your injuries exceed PIP coverage or meet the serious injury threshold.
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The insurance company denies liability or makes a low offer.
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Multiple parties (e.g., rideshare driver, rental car company, municipality) are involved.
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The accident resulted in catastrophic injury or death.
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You are unfamiliar with filing deadlines and court procedures under the Florida Rules of Civil Procedure.
What a Lauderdale-by-the-Sea Accident Attorney Can Do
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Order surveillance footage from local businesses along Commercial Boulevard before it is overwritten.
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Retain accident reconstructionists familiar with coastal road conditions, sea spray corrosion, and crosswalk design.
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Negotiate medical lien reductions with Broward Health and Medicare.
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File a civil complaint in the Seventeenth Judicial Circuit Court (Broward County) within the statutory deadline.
Local Resources & Next Steps
Hospitals and Medical Providers
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Broward Health Imperial Point – 6401 N Federal Hwy, Fort Lauderdale, FL 33308
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Holy Cross Health – 4725 N Federal Hwy, Fort Lauderdale, FL 33308
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Broward Health Urgent Care – 1110 E Hallandale Beach Blvd, Hallandale Beach, FL 33009
Court and Government Contacts
Broward County Clerk of Courts – Civil Division filing location. Town of Lauderdale-by-the-Sea – For public records and potential municipal liability claims. Florida Department of Financial Services – Risk Management – Notice of claim against state entities under §768.28.
Free Legal and Consumer Help
Florida Bar Consumer Pamphlet on Personal Injury Legal Aid Service of Broward County
Florida Personal Injury Lawsuit Process—A Quick Snapshot
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Pre-Suit Investigation – Gathering medical records, crash reports, witness statements.
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Demand Package – Formal letter to the insurer outlining liability and damages.
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Filing the Complaint – Initiates the lawsuit under Florida Rules of Civil Procedure Rule 1.050.
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Discovery – Depositions, interrogatories, and examinations under oath (EUOs).
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Mediation – Mandatory court-ordered session under Rule 1.700; many Broward cases settle here.
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Trial – If no settlement, a jury in the Seventeenth Judicial Circuit decides liability and damages.
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Appeal – Either side may appeal to the Fourth District Court of Appeal in West Palm Beach.
Frequently Asked Questions
How long does a typical Lauderdale-by-the-Sea personal injury case take?
Minor cases may resolve within six months, but litigation involving serious injuries or multiple defendants can last two years or more, especially under crowded Broward County dockets.
Will I have to go to court?
Roughly 90–95% of Florida personal injury claims settle before trial, but preparing as if you will go to court strengthens your negotiating position.
How much does a lawyer cost?
Most personal injury lawyers work on a contingency fee—no recovery, no fee—capped by Florida Bar Rule 4-1.5(f).
Legal Disclaimer
This article provides general information about Florida personal injury law and is not legal advice. Laws change, and each case is unique. Consult a licensed Florida attorney to obtain advice regarding your specific situation.
If you were injured due to someone else's negligence, call Louis Law Group at 833-657-4812 for a free case evaluation and legal consultation.
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