Orlando’s Trusted Property Damage Attorney – Get Full Compensation After a Loss

Insurance Should Help You Recover, Not Hold You Back

Orlando is known for sunshine, tourism, and year-round activity—but it's not immune to natural disasters and property risks. From hurricanes and heavy rain to accidental fires or burst pipes, many homeowners and business owners in Central Florida file property damage claims each year.

Unfortunately, many are shocked to learn their insurance company won’t pay what their policy promised. That’s when having an experienced property damage attorney in Orlando, FL can make all the difference.

What Types of Property Damage Affect Orlando Residents?

Orlando may not sit on the coast, but Central Florida weather brings:

• Hurricane winds and rain that damage roofs, windows, and siding

• Flash flooding from overwhelmed storm drains

• Fire damage due to lightning or electrical surges

• Mold growth in walls, attics, and bathrooms

• Pipe bursts and water leaks during cold snaps or plumbing failures

🌀 Note: Flood coverage is not included in standard homeowners policies. To cover rising water, you need an NFIP flood policy. Learn more from FEMA.

📘 See also: Understanding Florida Homeowners Insurance

Why Insurance Companies Deny or Delay Claims

Insurance carriers aim to save money, and many use these tactics:

• Claim the damage was pre-existing or caused by negligence

• Deny coverage using unclear policy wording

• Offer low settlements far below actual repair costs

• Delay decisions to frustrate or pressure you into accepting less

• Blame you for waiting too long to report the damage

⏱️ As required by Florida Statute §627.70131, insurers must acknowledge claims in 14 days and resolve them in 60. If they don't—they can be held accountable.

What You Should Do After Discovering Property Damage

Protect your claim by following these steps:

1. Take photos and videos of all visible damage

2. Notify your insurer right away and file a written claim

3. Get at least one independent contractor’s estimate

4. Keep a log of every call and email with your insurance company

5. Save all receipts for temporary repairs and accommodations

🗓️ Under Florida Statute §627.70132, you have 1 year to file a claim from when you discover the damage.

What If the Insurer Denies or Undervalues Your Claim?

Don’t give up. Instead:

• Ask for a written reason for the denial

• File a supplemental claim with new or clearer evidence

• Explore Florida’s mediation or neutral evaluation program

• Work with a property damage lawyer in Orlando to demand full payment

🏛️ Florida Mediation Services can help resolve disputes—before or after hiring a lawyer.

Why Hiring a Local Orlando Attorney Matters

A local attorney offers:

• Firsthand knowledge of Orange County damage trends

• Experience with Orlando-area adjusters and contractors

• Understanding of Florida-specific insurance loopholes

• Speedier service and in-person claim reviews

You deserve someone who understands the local market and how to hold your insurer accountable.

How Louis Law Group Can Help Orlando Property Owners

At Louis Law Group, we’ve helped Florida policyholders—including clients in Orlando—stand up to bad-faith insurers and claim what they’re owed.

We offer:

• Free case reviews and policy evaluations

• Contingency-based representation—no fees unless you recover

• Skilled negotiation to demand a fair settlement

• Trial-ready legal experience when lawsuits are needed

From burst pipes to roof collapse, we’re here to help you recover fully.

🔗 Property Damage Claims in Florida – What You Should Know

FAQs – Orlando Property Damage Attorney

Q: Can I reopen my insurance claim after getting a small payout?

Yes. You may file a supplemental claim if the payout was insufficient or new damage appears.

Q: Is it too late to file if the damage happened months ago?

You may still be within Florida’s 1-year reporting window. Talk to an attorney to be sure.

Q: Will I owe money upfront to a lawyer?

No. Louis Law Group only collects if we win or settle your case.

Q: What if the insurance company blames me for the damage?

We can challenge their findings and present independent evidence to support your case.

Q: Do I need a lawyer if the insurer already made an offer?

If the offer is too low or doesn’t cover all repairs, legal help can increase your payout.

Conclusion: Fight for What You’re Owed, Not Just What You’re Offered

Insurance should bring peace of mind—not more frustration. If your insurer won’t pay fairly for your Orlando property damage, a skilled lawyer can take over and demand justice on your behalf.

Is your insurance company giving you help—or just giving you the runaround?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.