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Injury Lawyer Near Me: Jacksonville Beach Personal Injury

8/24/2025 | 1 min read

Introduction: Navigating Personal Injury Claims in Jacksonville Beach, Florida

The oceanfront community of Jacksonville Beach sits on the barrier islands of northeast Florida and is part of the City of Jacksonville’s consolidated government in Duval County. With year-round tourism, State Road A1A traffic, bustling nightlife along 1st Street, and seasonal events such as Springing the Blues, accidents can and do occur. According to the Florida Highway Safety and Motor Vehicles 2022 Crash Facts, Duval County recorded more than 24,000 traffic crashes in a single year, many of which occurred east of the Intracoastal Waterway near Jacksonville Beach. When an accident results in injury, Florida law gives victims specific rights—but strict deadlines and procedural rules can impact whether you obtain compensation. This guide is written for Jacksonville Beach residents, local workers, and visitors who need reliable, Florida-specific information about personal injury claims. Each section cites controlling Florida statutes, relevant procedural rules, and authoritative resources. While we present the material from a victim-focused perspective, it remains strictly factual and should not be taken as legal advice. Always consult a licensed Florida attorney about your unique circumstances.

Understanding Your Personal Injury Rights in Florida

Tort Liability Versus No-Fault

Florida follows a hybrid system. Most negligence claims (slip-and-falls, boating injuries, dog bites, negligent security, etc.) are pure tort claims. By contrast, motor vehicle accidents initially fall under the No-Fault Insurance Law, codified in Fla. Stat. §627.736. Drivers must carry a minimum of $10,000 in Personal Injury Protection (PIP) benefits, which pay up to 80 % of medical expenses and 60 % of lost wages regardless of fault. A claimant may step outside the no-fault system and file a lawsuit against an at-fault driver only if the injuries meet the “serious injury” threshold set forth in Fla. Stat. §627.737(2)—for example, significant and permanent loss of an important bodily function, permanent injury within a reasonable degree of medical probability, or scarring/disfigurement.

Comparative Negligence Rule

Florida’s fault-allocation standard is located in Fla. Stat. §768.81. As amended in 2023, the state now applies a modified comparative negligence rule. A plaintiff who is more than 50 % at fault is barred from recovering damages. If the plaintiff’s share of fault is 50 % or less, the court reduces the award by that percentage. For example, if a Jacksonville Beach pedestrian is found 20 % at fault for distractions while crossing 3rd Street South, and total damages are assessed at $100,000, the final award would be $80,000.

Statute of Limitations

  • Most negligence actions: Two years from the date of injury (Fla. Stat. §95.11(4)(a), truncated from four years by HB 837 in March 2023).

  • Wrongful death: Two years from the date of death (Fla. Stat. §95.11(4)(d)).

  • Medical malpractice: Two years from discovery, but no more than four years from the act (Fla. Stat. §95.11(4)(b)), subject to presuit notice requirements in Chapter 766.

Missing the statutory deadline almost always leads to dismissal with prejudice. If the accident occurred on or before 24 March 2023, older four-year deadlines may still apply; an attorney can calculate the exact date.

Common Types of Personal Injury Cases in Florida

1. Motor Vehicle Collisions

With Beach Boulevard (SR 90) feeding thousands of vehicles onto Coastal Highway A1A, rear-end and side-impact crashes are the most frequently reported incidents. Victims typically seek PIP benefits first, then pursue bodily injury claims when damages exceed policy limits or meet the serious-injury threshold.

2. Bicycle and Pedestrian Accidents

The Jacksonville Beach Boardwalk and surrounding roadways invite year-round cycling and foot traffic. Under Fla. Stat. §316.2065, bicyclists enjoy the same rights and duties as motor-vehicle drivers. Motorists who fail to yield at crosswalks may be liable for negligence.

3. Premises Liability (Slip, Trip & Fall)

Bars along North 1st Street, beachfront resorts, and local grocery stores must keep floors dry and walking surfaces free of hazards. Fla. Stat. §768.0755 places the burden on a plaintiff to prove the business had actual or constructive knowledge of a dangerous condition and failed to remedy it.

4. Dog Bites

Florida imposes strict liability on dog owners for bites occurring in public places or lawfully on private property (Fla. Stat. §767.04). Comparative negligence may still reduce damages if the victim provoked the animal.

5. Boating and Water-Sport Injuries

Atlantic surf lessons, jet-ski rentals in the Intracoastal Waterway, and charter fishing trips create exposure to maritime and state negligence law. Operators must comply with Florida Fish and Wildlife Conservation Commission regulations; failing to issue life jackets, for example, may be evidence of negligence.

6. Negligent Security

Property owners must take reasonable steps to protect patrons from foreseeable criminal acts. Cases often arise from assaults in poorly lit parking lots outside music venues on 3rd Street North.

Florida Legal Protections & Injury Laws

Damage Categories

  • Economic: past and future medical bills, lost earnings, rehabilitation costs.

  • Non-Economic: pain, suffering, mental anguish, loss of enjoyment of life (no statutory cap except in sovereign-immunity claims).

  • Punitive: Enabled by Fla. Stat. §768.72, capped at three times compensatory damages or $500,000 in most cases (§768.73). Awarded only upon clear and convincing evidence of intentional misconduct or gross negligence.

Sovereign Immunity and Municipal Liability

If a Jacksonville Beach city employee or a state agency causes injury—e.g., a negligent utility truck driver—claims are governed by Fla. Stat. §768.28. Notice must be served on the Department of Financial Services and the relevant agency within the statute of limitations, and damages are capped at $200,000 per person or $300,000 per incident absent a claims bill.

Attorney Regulation and Fees

All attorneys practicing in Florida must be members in good standing of The Florida Bar. Contingency fee contracts for personal injury matters must comply with Rule 4-1.5(f)(4)(B) of the Rules Regulating The Florida Bar, which establishes tiered maximum percentages (e.g., 33⅓ % of any recovery up to $1 million if suit is filed).

PIP 14-Day Rule

Under Fla. Stat. §627.736(1)(a), an auto-accident victim must obtain medical treatment within 14 days to qualify for PIP benefits. Acceptable providers include medical doctors, dentists, chiropractors, and EMT-staffed hospitals like Baptist Medical Center Beaches on 13th Avenue South.

Steps to Take After a Personal Injury in Florida

Ensure Safety and Report the Incident Call 911 for emergencies. For minor crashes, Florida law (§316.066) still requires a crash report if injuries or $500 in property damage occur. Seek Prompt Medical Care Visit a local emergency department or urgent care clinic. Besides protecting your health, prompt treatment documents causation—an element you must prove under Fla. Std. Jury Instr. (Civil) 401.7. Preserve Evidence Take photographs of the scene, collect names of witnesses, and maintain medical bills. In premises cases, request surveillance footage before it is overwritten. Notify Insurers—but Limit Recorded Statements Most auto policies require notice “as soon as practicable.” Provide facts only; do not speculate about fault or injuries without medical confirmation. Track the Statute of Limitations Mark the two-year deadline on your calendar. If a government entity is involved, send proper notice under §768.28(6) within three years. Consult a Personal Injury Lawyer Early legal advice helps preserve claims, calculate damages, and navigate comparative-fault defenses.

When to Seek Legal Help in Florida

While minor property-damage cases may be settled without counsel, victims should consider hiring a personal injury lawyer in Jacksonville Beach, Florida when:

  • Medical bills exceed PIP limits or involve long-term care.

  • The insurer denies liability, disputes causation, or alleges you are >50 % at fault.

  • Multiple parties (e.g., rideshare companies, taverns, or governmental bodies) share responsibility.

  • You experienced lost earning capacity or permanent disability.

  • The adjuster pressures you to sign a release before completing treatment.

Florida attorneys typically offer free consultations and charge no fees unless they recover compensation. Written contingency contracts must include a Statement of Client’s Rights under Florida Bar Rule 4-1.5(f)(3).

Local Resources & Next Steps

Medical Facilities

  • Baptist Medical Center Beaches – 1350 13th Ave S, Jacksonville Beach.

  • Mayo Clinic Hospital – 4500 San Pablo Rd S, Jacksonville (20-minute drive).

  • NextCare Urgent Care – 1444 3rd St N, Jacksonville Beach.

Court & Government Offices

  • Duval County Courthouse – 501 W Adams St, Jacksonville. Civil filings for more than $50,000 are handled by the Fourth Judicial Circuit.

  • Clerk of the Circuit Court – Online docket access for civil cases filed in Jacksonville Beach neighborhoods.

Small claims (

Authoritative Information Sources

Florida Statutes Online The Florida Bar – Consumer Guides Florida Highway Safety Crash Reports Duval County Clerk of Courts

Preparing for an Attorney Consultation

Before meeting with a Jacksonville Beach accident attorney, gather:

  • Police or incident reports;

  • Medical records and bills;

  • Photographs/videos of injuries and property damage;

  • Pay stubs or tax returns documenting lost wages;

  • Insurance policy declarations for all involved parties.

Providing complete, organized information allows the lawyer to evaluate liability, damages, and insurance coverage under Florida personal injury law.

Legal Disclaimer

This guide is for informational purposes only and does not constitute legal advice. Reading it does not create an attorney-client relationship. Always consult a licensed Florida attorney regarding your specific situation.

If you were injured due to someone else's negligence, call Louis Law Group at 833-657-4812 for a free case evaluation and legal consultation.

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