Experienced Property Damage Attorney in Hollywood, FL – Get the Compensation You Deserve

Don’t Let Your Insurance Company Decide What You Deserve

Living in Hollywood, Florida means enjoying ocean breezes and tropical weather—but it also brings the constant risk of storms, water intrusion, and property damage. When your home or business suffers, your insurance policy should help you recover quickly.

But if your claim is delayed, denied, or underpaid, a knowledgeable property damage attorney in Hollywood, FL can help you hold your insurer accountable and secure the full payout you’re entitled to.

Common Types of Property Damage in Hollywood

Given its coastal location and subtropical climate, property owners in Hollywood often deal with:

• Hurricane and windstorm damage – including roof damage, broken windows, and fallen trees

• Flood and water damage – from heavy rain, storm surge, or pipe bursts

• Fire and smoke damage – often due to electrical issues or lightning strikes

• Mold growth – common in humid environments and following water leaks

• Structural and foundation issues – especially in older homes or buildings

🛑 Note: Standard homeowner insurance does not cover flood damage. You’ll need a separate policy through the NFIP to be protected against flood-related losses.

📘 Learn more: Understanding Homeowners Insurance – MyFloridaCFO

Why Insurance Claims Are Often Denied or Delayed

Even legitimate claims can be blocked by insurers using tactics like:

• Claiming the damage was pre-existing or due to neglect

• Misinterpreting your policy’s fine print

• Offering low estimates based on biased inspections

• Delaying responses and asking for repetitive documentation

• Using exclusions to justify non-payment

⏱️ According to Florida Statute §627.70131, insurers must acknowledge claims within 14 days and provide a written decision within 60 days.

What to Do Immediately After Discovering Damage

To protect your claim, take the following steps:

1. Photograph and video all visible damage

2. Notify your insurer and file a written claim

3. Request independent contractor estimates

4. Keep receipts for emergency expenses and repairs

5. Save all communication with your insurer

📆 You have 1 year to file a property damage claim from the date of discovery per Florida Statute §627.70132.

When to Contact a Property Damage Lawyer

You should speak to an attorney if:

• Your claim is denied or lowballed

• The insurer is unresponsive or pushing delays

• You’re being asked for excessive documentation

• You're unsure of your coverage rights

• You want a second opinion before accepting an offer

📑 If mediation is suggested, an attorney can help prepare and represent you through Florida’s Insurance Mediation Program.

Why Local Legal Help Matters in Hollywood

A local Hollywood attorney brings unique advantages:

• Familiarity with Broward County’s weather risks and insurer behavior

• Knowledge of local repair costs and building codes

• Established connections with local inspectors and contractors

• Ability to meet face-to-face and respond quickly when needed

How Louis Law Group Can Help Hollywood Property Owners

At Louis Law Group, we’ve worked with countless Florida residents—many right here in Hollywood—facing storm-related damage and insurance resistance. We know what it takes to get your claim back on track.

We offer:

• Free case and policy evaluations

• No recovery, no fee representation

• Aggressive negotiation to fight undervalued or denied claims

• Courtroom experience if your insurer won’t settle fairly

Whether it’s a roof torn off during a storm or a mold problem ignored by your carrier, we’ll step in and fight for the full value of your claim.

🔗 Property Insurance Claim Denied? Here’s What to Do Next

FAQs – Hollywood Property Damage Attorney

Q: What if the insurer paid me less than the damage amount?

You may file a supplemental claim or reopen the original if new damage is discovered or costs increase.

Q: Can I sue my insurance company in Florida?

Yes. If your insurer acts in bad faith or violates the policy, you may pursue litigation.

Q: Will legal help slow down my claim?

No. In fact, it often speeds up the process by forcing the insurer to act.

Q: Can you help with commercial property damage?

Yes. We represent homeowners, landlords, and business owners alike.

Q: What’s the cost to hire a property damage lawyer?

We work on a contingency basis—you don’t pay unless we win your case.

Conclusion: When Insurance Fails, Legal Protection Is Essential

Your insurance policy is supposed to protect you. But if your carrier turns their back when you need them most, an experienced property damage attorney in Hollywood, FL can help you take back control and get every dollar you’re owed.

Is your insurer giving you the help you deserve—or holding back what’s rightfully yours?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.