Fort Lauderdale Hurricane Damage Lawyer Get the Legal Support You Need After the Storm

Hurricane season in Fort Lauderdale brings not only wind and rain but long-term disruption for homeowners. In April 2023, Fort Lauderdale was hit by a historic flash flood that dropped over 25 inches of rain in just 12 hours, causing homes to flood, roads to close, and over $100 million in property damage (NOAA, 2023). For many, dealing with insurance companies afterward was more stressful than the storm itself.

If your property suffered damage in a recent hurricane, a Fort Lauderdale hurricane damage lawyer can help you fight back against denied or underpaid insurance claims.

Common Types of Hurricane Damage in Fort Lauderdale

Fort Lauderdale’s location along Florida’s Atlantic coast puts it at high risk for both hurricanes and tropical storms. Common damages homeowners face include:

• Wind damage: Strong gusts can tear off roofs and damage windows and siding.

• Flooding: Storm surges and torrential rain can cause water to enter homes, especially in flood-prone neighborhoods like Edgewood and Melrose Park.

• Mold and mildew: Moisture from flooding leads to dangerous mold if not addressed quickly.

• Electrical and structural issues: Water intrusion can cause short circuits and weaken foundations.

According to the Insurance Information Institute, wind and water damage are the top two reasons for property claims after hurricanes (III.org)

The Role of a Hurricane Damage Lawyer

Florida law requires insurance companies to respond to property claims within 14 days and pay undisputed amounts within 60 days (Florida Statutes §627.70131). However, many insurers delay, deny, or underpay claims to protect their bottom line.

A hurricane damage lawyer helps you:

Understand your policy and the coverage you're entitled to

Document and assess damages accurately with professionals

Negotiate fair payouts with your insurance company

Pursue legal action if your claim is unfairly denied or underpaid

Legal professionals act as your advocate, helping to level the playing field against powerful insurers.

How Louis Law Group Can Help

Louis Law Group focuses on hurricane and property damage claims across Florida, including Fort Lauderdale. Here’s how they support hurricane victims:

• Damage Documentation: They assist in collecting photos, videos, and expert assessments to support your claim.

• Policy Review: Their team reviews your insurance policy to identify what coverage you're entitled to.

• Claim Submission: They help file your claim accurately and on time to avoid costly delays or denials.

• Negotiation: They deal directly with your insurance company to seek a fair settlement.

• Litigation Support: If your claim is denied or underpaid, they can take legal action on your behalf.

Learn more at Louis Law Group’s Fort Lauderdale page.

Timeline for Filing a Hurricane Claim in Florida

After a hurricane, time is critical. As of 2023, Florida law gives:

• 1 year to file initial claims from the date of the hurricane

• 18 months to file any supplemental claims if new damage is discovered or costs increase

Missing these deadlines may result in claim denial.

FAQs About Hurricane Damage Lawyers in Fort Lauderdale

Q: What should I do right after hurricane damage?

Start by documenting the damage with photos and videos. Then file a claim and consult a hurricane damage lawyer to ensure your rights are protected.

Q: My insurer is delaying my payout. What can I do?

Florida law requires insurance companies to act within a set timeframe. A lawyer can hold them accountable and potentially sue for bad faith.

Q: Will hiring a lawyer cost me upfront?

No. Most hurricane damage lawyers, including Louis Law Group, work on a contingency basis—meaning they don’t get paid unless you do.

Q: How long does a claim typically take?

It varies. Simple claims may resolve in weeks; disputed ones can take months. Legal help often speeds up the process by eliminating delays and mistakes.

Q: What types of claims are usually denied?

Claims lacking clear documentation or involving pre-existing damage or uncovered items (like outdoor furniture), are often denied. A lawyer can help avoid these issues.

Conclusion

Navigating the emotional and financial stress of hurricane damage can feel overwhelming—especially when your insurance company doesn’t step up. A Fort Lauderdale hurricane damage lawyer can help you build a strong case, avoid common pitfalls, and fight for the payout you deserve.

Isn’t it time someone stood up to your insurance company on your behalf?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.