Bad Faith Insurance Attorney in Florida | Louis Law Group
Bad faith insurance attorney in Florida. LLG pursues insurers who wrongfully deny, delay, or underpay property damage claims under Florida Statute 624.155.
3/13/2026 | 1 min read
See If You Have a Strong Insurance Claim
Take our 2-minute qualifier and find out if you're a strong candidate for representation — at no cost.
See If You Qualify — Free Eligibility Check →No fees unless we win · Takes under 2 minutes · No obligation
Bad Faith Insurance Attorney in Florida — Louis Law Group
Insurance bad faith occurs when your insurance company fails to handle your claim with honesty, fairness, and good faith. In Florida, policyholders have the right to sue their insurer not just for the unpaid claim, but for the harm caused by the insurer's bad conduct. Louis Law Group is a Florida bad faith insurance attorney firm representing homeowners and property owners whose insurers have crossed the line from mere denial into bad faith misconduct.
Florida's Bad Faith Insurance Law (F.S. 624.155)
Florida Statute 624.155 creates a civil remedy for insurance bad faith. Before filing a bad faith lawsuit, you must file a Civil Remedy Notice (CRN) with the Florida Department of Financial Services and serve it on the insurer. The insurer then has 60 days to cure the violation by paying the full claim and any related damages.
If the insurer does not cure within 60 days, you can pursue a bad faith lawsuit seeking:
- Full contract damages (what you were owed under the policy)
- Consequential damages — losses caused by the delay or denial (additional repair costs, temporary housing, etc.)
- Attorney's fees and costs
- In rare cases of egregious bad faith, extracontractual damages above policy limits
Examples of Insurance Bad Faith in Florida
- Denying a legitimate claim based on a policy exclusion that clearly does not apply
- Conducting only a superficial investigation before denying
- Using an adjuster's estimate that is demonstrably below actual repair costs
- Failing to respond to your claim for months without explanation
- Misrepresenting policy terms to discourage you from pursuing a full claim
- Refusing to pay the undisputed portion of a claim while disputing only part of it
Not Every Denial Is Bad Faith
An attorney will evaluate whether your insurer's conduct rises to the level of bad faith under Florida law. Not every denial qualifies — but when an insurer goes beyond a good-faith dispute into deliberate misconduct, the bad faith remedy is powerful and can significantly increase your recovery.
Free Consultation
Call Louis Law Group at 1-833-657-4812 or text us to discuss whether your Florida insurance claim involves bad faith. We work on contingency — no fee unless we win.
Is your insurance company handling your claim fairly?
Answer 5 questions. We'll analyze your claim against Florida property insurance law and show you exactly where you stand.
General information only, not legal advice. Based on Florida insurance law and claim best practices.
Find Out If You Qualify — Free Case Review
No fees unless we win · 100% confidential · Same-day response
★★★★★ 4.7 · 67 Google Reviews
What Our Clients Say
Real reviews from real clients who fought their insurance companies — and won.
"Citizens denied our roof leak claim, but this firm fought for us and got money for our repairs. We even had funds left over after fixing the roof."
"Pierre and his team are amazing. They truly cater to their clients and help you get the most from your insurance company."
"When my insurance company denied my roof damage claim, Louis Law Group stepped in and fought for me. I'm extremely satisfied with the results they obtained."
"They accomplished exactly what they set out to do and helped me finally receive my insurance check."
"Louis Law Group handled our homeowners insurance dispute and got results much faster than we expected. Excellent service and great communication."
"Very professional attorneys with outstanding attention to detail. They will not stop fighting for their clients."
* Reviews from Google. Results may vary by case.
How it Works
No Win, No Fee
We like to simplify our intake process. From submitting your claim to finalizing your case, our streamlined approach ensures a hassle-free experience. Our legal team is dedicated to making this process as efficient and straightforward as possible.
You can expect transparent communication, prompt updates, and a commitment to achieving the best possible outcome for your case.
Free Case EvaluationLet's get in touch
We like to simplify our intake process. From submitting your claim to finalizing your case, our streamlined approach ensures a hassle-free experience. Our legal team is dedicated to making this process as efficient and straightforward as possible.
12 S.E. 7th Street, Suite 805, Fort Lauderdale, FL 33301