Attorney for Damage to Property in Tallahassee, FL – Denied Claim? Get Help Now

Attorney for Damage to Property in Tallahassee, Florida: Legal Help When Insurance Lets You Down

Tallahassee, Florida, may be known for its rich history, vibrant college culture, and beautiful oak-lined streets—but like any city in the Sunshine State, it’s not immune to the forces of nature. From powerful thunderstorms and tornadoes to unexpected fires or flooding, property damage can strike fast. And when it does, your insurance company should be there to help. Unfortunately, that’s not always the case.

If your insurer has denied, delayed, or underpaid your claim, a skilled attorney for damage to property in Tallahassee, Florida can help you take control of the situation and fight for what you're owed.

What Causes Property Damage in Tallahassee?

As part of North Florida, Tallahassee is vulnerable to both inland and coastal weather threats. Common causes of property damage include:

• Wind damage from tornadoes or tropical storms

• Heavy rain and flash flooding affecting roofs, walls, and interiors

• Electrical fires or lightning strikes during summer storms

• Plumbing leaks or pipe bursts damaging floors and foundations

• Mold and mildew due to humidity or water intrusion

• Theft or vandalism during power outages or evacuations

📌 Important: Most homeowner’s insurance policies do not cover flood damage. Flood protection must be purchased separately through FEMA’s National Flood Insurance Program (NFIP).

Helpful Resources:

• FEMA – Understanding Flood Insurance

• MyFloridaCFO – Consumer Insurance Guide

Why Insurance Claims Get Denied or Underpaid

Even if you’ve paid your premiums for years, insurance companies may still try to reduce or deny your claim. Common tactics include:

• Delaying the inspection process

• Offering unreasonably low estimates

• Denying coverage based on "pre-existing damage"

• Claiming the loss was due to an excluded cause, like wear and tear

• Misinterpreting or misapplying policy language

📎 Under Florida Statute §627.70131, your insurer must acknowledge a claim within 14 days and make a decision within 60 days.

What to Do After Property Damage in Tallahassee

Taking the right steps immediately after discovering damage can protect your claim:

1. Photograph and video all damage

2. Notify your insurance provider right away

3. Get independent repair estimates

4. Keep receipts for repairs and temporary lodging

5. Do not discard damaged property before inspection

⏳ As per Florida Statute §627.70132, you have 1 year from the date of discovery to file a claim.

What to Do If Your Claim Is Denied

If your insurance company is refusing to pay fairly:

• Ask for a written explanation of the denial

• Gather more documentation and file a supplemental claim

• Take part in Florida’s Insurance Mediation Program

• Consult a Tallahassee property damage attorney to explore legal action

📝 Learn About Florida’s Mediation Program

Why Work With a Local Property Damage Attorney in Tallahassee?

Having a local attorney on your side brings several advantages:

• Knowledge of Leon County building codes and climate-related risks

• Connections with local adjusters and contractors

• Experience navigating Florida insurance law

• A personalized strategy based on your unique property situation

How Louis Law Group Helps Property Owners in Tallahassee

At Louis Law Group, we’ve helped countless Floridians—including property owners in Tallahassee—navigate complex insurance disputes. Here’s how we can help you:

• Free case evaluations with zero upfront fees

• No win, no fee representation

• Help with claim preparation, appeals, and litigation

• Support against bad faith insurance practices

🔗 Louis Law Group – Florida Property Damage Claims

FAQs – Property Damage Attorneys in Tallahassee, FL

Q: Is flood damage automatically included in my homeowners policy?

No. You must purchase separate flood coverage through the NFIP.

Q: My insurer blamed the damage on poor maintenance. Can I dispute that?

Yes. An attorney can help collect evidence and challenge that decision.

Q: What if I already accepted a small insurance payout?

You may still file a supplemental claim if the payout was inadequate.

Q: Is it expensive to hire a lawyer for property damage?

Not with Louis Law Group. We only get paid if we win your case.

Q: Can I reopen a closed claim?

Yes, especially if new damage is discovered or the previous payout was too low.

Conclusion: Your Property Deserves Strong Legal Protection

Insurance is supposed to offer peace of mind—not add to your stress. If your claim has been denied, delayed, or underpaid, a reliable attorney for damage to property in Tallahassee, Florida can help you level the playing field and pursue the outcome you deserve.

Isn’t it time someone stood up for your property rights?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.