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Arlington Guide to Texas Personal Injury Law & Your Rights

8/16/2025 | 1 min read

Introduction: Why Knowing Your Rights Matters in Arlington

Arlington, Texas sits between Dallas and Fort Worth on two of the state’s busiest east-west corridors, I-20 and I-30. With major attractions such as AT&T Stadium and Six Flags, constant construction, and a workforce that commutes daily across Tarrant County, accidents are inevitable. The Texas Department of Transportation recorded more than 14,000 crashes in Arlington alone during the most recent reporting year, leading to thousands of emergency-room visits and countless lost workdays. Whether you have been rear-ended on State Highway 360, hurt in a slip and fall at a Cooper Street retailer, or injured by a defective product in your own home, understanding Texas personal injury law Arlington is the first step toward protecting your health and your financial stability. This comprehensive guide explains how Texas statutes, court precedents, and insurance regulations apply specifically to Arlington residents. It is written from an injured person’s point of view and is designed to help you make informed decisions before you negotiate with an insurer or sign any settlement agreement.

Understanding Texas Personal Injury Law

Texas’ Two-Year Statute of Limitations

Under Texas Civil Practice and Remedies Code (CPRC) section 16.003, most personal injury claims must be filed within two years of the date the injury occurred. Missing this deadline almost always means losing the right to pursue compensation. There are limited exceptions, such as the discovery rule for latent injuries or fraudulent concealment, but courts apply these narrowly. Because Arlington claims are generally filed in Tarrant County District Court, the clerk will dismiss any lawsuit that is time-barred.

Negligence and the 51 Percent Bar

Texas follows a modified comparative fault system, codified in CPRC chapter 33, commonly called the 51 percent bar. If you are found no more than 50 percent at fault for the incident, you may still recover damages, reduced by your percentage of responsibility. If you are 51 percent or more at fault, you recover nothing. This makes thorough evidence collection critical because insurers often argue that the claimant carries the majority of blame.

Key Elements You Must Prove

  • Duty – The defendant owed you a legal duty (for example, drivers must follow traffic laws).

  • Breach – The defendant failed to meet that duty.

  • Causation – The breach was the legal and factual cause of your injuries.

  • Damages – You suffered compensable losses such as medical bills, lost wages, or pain and suffering.

All four elements must be established with preponderance of the evidence—meaning more likely than not.

Common Types of Personal Injury Cases in Arlington and Texas

Auto and Truck Accidents

With I-20, I-30, and U.S. 287 intersecting city limits, crashes involving passenger cars and large commercial vehicles top local injury charts. To prove liability, you may rely on police crash reports, dash-cam footage, cell-phone records, and Federal Motor Carrier Safety Administration compliance data for trucking companies. An Arlington accident attorney often conducts an independent reconstruction to counter insurer arguments.

Slip, Trip, and Fall Incidents

Premises liability cases hinge on the property owner’s knowledge of a dangerous condition and failure to correct it. For example, if a Parks Mall retailer ignored repeated complaints about a leaking ceiling, the store may owe damages for resulting falls. Under Texas law, invitees (shoppers, tenants, concert goers) receive the highest duty of care.

Workplace Injuries

Texas is the only state where private employers may opt out of workers’ compensation. If your Arlington employer is a subscriber, your benefits are governed by the Texas Workers’ Compensation Act. If the company is a nonsubscriber, you can file a negligence lawsuit without the burden of proving gross negligence, but comparative fault still applies.

Defective Products

Texas recognizes strict liability for design defects, manufacturing defects, and inadequate warnings. You must show a safer alternative design was economically and technologically feasible at the time the product left the manufacturer.

Wrongful Death

Under CPRC section 71.002, the surviving spouse, children, or parents may file a wrongful-death claim within two years of the decedent’s death. Damages may include lost earning capacity, mental anguish, loss of companionship, and, where appropriate, exemplary damages.

Texas Legal Protections and Recent Developments

Damage Caps You Need to Know

  • Medical Malpractice – Non-economic damages are capped at 250,000 dollars per defendant and 500,000 dollars overall (CPRC §74.301).

  • Punitive (Exemplary) Damages – Limited to the greater of 200,000 dollars or two times economic damages plus up to 750,000 dollars in non-economic damages (CPRC §41.008).

  • Government Liability – Claims against the City of Arlington or state agencies are subject to the Texas Tort Claims Act, which imposes lower caps and a six-month notice requirement.

Recent Texas Supreme Court Decisions

In J & D Towing, LLC v. American Alternative Insurance Corp. (Tex. 2017), the court confirmed that loss-of-use damages may be recovered even when the property is totally destroyed, expanding potential recovery for totaled vehicles. Meanwhile, C.W. v. NCS Pearson, Inc. (Tex. 2022) clarified evidentiary burdens in negligent hiring cases, emphasizing the need for expert testimony when specialized knowledge is at issue.

Important Regulatory Bodies

The Texas Department of Insurance (TDI) regulates auto, health, and liability insurers and maintains complaint data you can cite during negotiations. The state’s judicial branch publishes dockets and opinions at Texas Courts Online, allowing you to track similar cases.

Steps to Take Immediately After an Injury

  • Get Medical Attention – Ring 911 or visit Texas Health Arlington Memorial Hospital even if injuries seem minor. Timely treatment creates crucial documentation and rules out latent conditions such as brain bleeds.

  • Notify Authorities – For motor-vehicle collisions, call Arlington Police; for workplace injuries, report to your supervisor within 30 days as required by the Texas Labor Code.

  • Preserve Evidence – Take photographs of the scene, your injuries, and any defective equipment. Save torn clothing, receipts, and digital data (e.g., fitness-tracker records showing physical activity decline).

  • Identify Witnesses – Collect full names, phone numbers, and written statements while memories are fresh.

  • Document All Losses – Keep a pain journal and store invoices for prescriptions, therapy, and vehicle repairs.

  • Notify Insurers but Limit Statements – Texas insurers may record your call and use casual remarks against you. Provide basic facts only until you consult legal counsel.

  • Follow Medical Advice – Skipping appointments allows adjusters to argue you failed to mitigate damages.

When to Seek Legal Help

Minor fender-benders with no injuries can sometimes be handled through direct insurer negotiation. However, you should contact a personal injury lawyer Texas promptly if:

  • You sustained fractures, head trauma, or any condition requiring ongoing treatment.

  • An insurer denies liability or blames you for more than 50 percent of fault.

  • Multiple parties (for example, a trucking company, a parts manufacturer, and a road contractor) share responsibility.

  • The at-fault driver was uninsured or underinsured.

  • You have missed work or expect permanent disability.

Louis Law Group has recovered millions for Texas injury victims. Our Arlington team investigates accidents, preserves black-box data, negotiates with carriers licensed by the TDI, and, when necessary, files suit in Tarrant County District Court. Because we work on contingency, you pay no fees unless we win.

Local Resources and Next Steps

Court and Government Contacts

  • Tarrant County District Clerk – 100 N. Calhoun St., Fort Worth; case filings, docket searches.

  • Justice of the Peace Precinct 2 – Handles smaller claims arising in Arlington.

  • Arlington Municipal Court – Traffic tickets that may intersect with personal injury evidence.

Tarrant County Bar Association – Lawyer referral and limited pro bono clinics.

  • Legal Aid of Northwest Texas – Income-qualified civil legal services.

Insurance and Consumer Help

File complaints or verify insurer licenses through the Texas Department of Insurance online portal. You may also review rate-filing data to gauge whether a settlement offer aligns with typical payouts.

Practical Safety Tips for Arlington Residents

  • Use the new pedestrian hybrid beacons installed on Abram Street; failure to yield to pedestrians remains a leading crash cause near UT Arlington.

  • Document road hazards through the City of Arlington’s Ask Arlington app; photos can later support roadway-defect claims.

Take Action Today

If you have suffered an injury anywhere in Arlington, do not let evidence fade or insurance adjusters control the narrative. Call Louis Law Group at 833-657-4812 for a free, confidential case evaluation. An experienced arlington accident attorney will explain your options and fight for the full compensation Texas law allows.

Legal Disclaimer: This article provides general information for residents of Arlington, Texas and does not create an attorney-client relationship. Laws change frequently; consult qualified counsel about your specific situation.

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