Steps to Appeal an SSI Denial in New Jersey: A Complete Guide

Introduction: Denied SSI in New Jersey? Here’s What to Do Next

If your Supplemental Security Income (SSI) claim was denied in New Jersey, you’re not alone. Thousands of people in cities like Newark, Jersey City, Paterson, and Trenton receive denial letters every year—many of them unjustly.

Whether it’s due to paperwork errors, missing medical proof, or misunderstanding SSA rules, denials are common. The good news? You have the right to appeal, and many people succeed in later stages.

This guide explains how to appeal your SSI denial in New Jersey—step-by-step.

Top reasons for SSI denial in New Jersey

SSA’s denial letter will explain why your SSI claim was rejected. Understanding the reason is crucial before filing an appeal.

Top reasons for SSI denial in New Jersey:

• Income or assets exceed the federal limit
• Insufficient medical evidence
• SSA doesn’t believe your condition is severe enough
• Failure to follow SSA instructions or attend exams

Pro tip: Identify the exact reason and gather evidence to address it in your appeal.

Step by Step Appeal Process in New Jersey

Step 1. File a Request for Reconsideration

You have 60 days from the date of your denial letter to file a Request for Reconsideration—the first step in appealing.

This process asks SSA to take another look at your claim, usually with a new claims examiner.

What to do:

• Complete SSA Form 561
• Add any missing or updated medical records
• Submit online or at your local SSA office (e.g., in Newark, Camden, or Elizabeth)

Step 2. Request a Hearing with an Administrative Law Judge

If SSA denies your reconsideration, your next step is to request a hearing with an Administrative Law Judge (ALJ).

At the hearing:

• You (or your lawyer) can present your case
• You may bring witnesses (like doctors or caretakers)
• The judge will review all your evidence and testimony

Hearings can be held in-person or by video, depending on availability. New Jersey hearings are typically held in Newark, Jersey City, or South Jersey SSA offices.

File within 60 days of your reconsideration denial.

Step 3. Appeal to the SSA Appeals Council

If the judge denies your claim, you can request a review by the Social Security Appeals Council.

They can:

• Deny your request
• Order another hearing
• Issue a new decision based on your file

To file: Complete Form HA-520 Explain why the judge’s decision was wrong Include new evidence if available

Appeals Council cases are handled nationally and do not require in-person appearances.

Step 4. File a Lawsuit in Federal Court

Your final option is to sue SSA in federal court. This is a serious legal step and should only be done with an experienced disability lawyer.

For New Jersey residents, lawsuits are filed in the U.S. District Court for the District of New Jersey, with courthouses in Newark, Trenton, and Camden.

Common SSI Appeal Mistakes to Avoid

Avoiding these errors can improve your chances of winning:

• Missing appeal deadlines (you generally only have 60 days)
• Submitting incomplete or outdated medical records
• Not attending SSA medical exams
• Reapplying instead of appealing (which resets your claim timeline)
• Representing yourself without understanding SSA laws

Tip: Stay organized. Keep all letters, appointment notices, and records.

How Louis Law Group Can Help You Appeal an SSI Denial in New Jersey

At Louis Law Group, we specialize in SSI appeals and understand the challenges that come with the process. Our team can help you through every step, from reconsideration to Federal Court, and provide personalized legal assistance to ensure your case is presented in the best possible way.

Our Services Include:

• Free consultations: We’ll review your case and help you understand your options.
• Expert legal representation: We know how to build a strong case and fight for your rights.
• Timely filings: We’ll handle all the paperwork and ensure everything is filed on time.
• Compassionate support: We understand the stress that comes with a denied claim, and we are here to make the process easier for you.

Our goal is to help you secure the benefits you deserve.

FAQs About SSI Appeals in New Jersey

Q1: How long do I have to appeal an SSI denial? You have 60 days from the date on your denial notice to file a reconsideration.

Q2: Do I need to hire a lawyer for my SSI appeal in NJ? It’s not required, but having a lawyer dramatically improves your odds—especially at the hearing stage and above.

Q3: What is the SSI income limit in New Jersey? As of 2025, the federal limit is $943/month for individuals. Some income and resources are excluded in this calculation.

Q4: Can I apply for both SSDI and SSI? Yes, you can apply for both if you meet the criteria. SSI is needs-based, while SSDI is based on your work history.

Conclusion

An SSI denial in New Jersey isn’t the end—it’s the beginning of your chance to fight back. With the right help, you can navigate the appeals process and pursue the benefits you’re entitled to.

Are you ready to appeal your SSI denial? Reach out to Louis Law Group and get the help you need to move forward.

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.