How to Successfully File an American Integrity Insurance Claim in Weston, Florida

Homeowners in Weston trust their property insurance to companies like American Integrity Insurance. But when disaster strikes and you need to file a claim, things can quickly become complicated. Whether you're facing delays, a denied claim, or just don’t know where to start, understanding the process is key.

In this guide, you’ll learn how to properly file a claim, avoid common mistakes, and when to get help from a legal expert like Louis Law Group.

Understanding American Integrity Insurance in Weston

American Integrity Insurance is a Florida-based provider offering policies for homeowners, condos, flood coverage, and more. Weston, known for its upscale communities and hurricane exposure, sees frequent claims—especially after storms and water-related incidents.

However, despite having coverage, many Weston residents face issues such as:

• Low settlement offers

• Claim denials for “policy exclusions”

• Long processing times

• Confusing documentation requests

Understanding your rights as a policyholder is crucial to getting the compensation you deserve.

Learn more: American Integrity Insurance Claim Denial Tips

Step-by-Step: How to File a Claim with American Integrity in Weston

1. Review Your Policy Details Before making any moves, review your declarations page and full policy document. Understand what is and isn’t covered, your deductibles, and limits.

Tip: Pay attention to any "water damage exclusions" or hurricane deductible clauses.

2. Document the Damage Immediately

• Take high-resolution photos and videos of all damaged areas

• Save receipts for repairs, hotel stays, or temporary accommodations

• Write down what happened (date, time, and cause of damage)

• This evidence will support your case throughout the claim.

3. Notify the Insurance Company

• File your claim with American Integrity ASAP. You can:

• Call them at 1-866-277-9871

• Use their online claims portal

• Make sure to record the claim number and adjuster’s name.

4. Mitigate Further Damage Under your policy, you’re required to take “reasonable steps” to prevent additional harm. That could include:

• Tarping the roof

• Boarding up windows

• Hiring water removal services

• Keep all receipts—you may get reimbursed.

5. Cooperate With the Adjuster An insurance adjuster will visit your home to assess the damage. Be prepared:

• Be present during their inspection

• Walk them through what happened

• Provide all documentation and estimates

Pro tip: Get your own contractor’s estimate for comparison.

Common Claim Issues Faced by Weston Residents

Here are some frequent problems local homeowners face:

❌ Claim Denied Due to Exclusions American Integrity may deny a claim citing “wear and tear,” or “lack of maintenance.” You can dispute this.

❌ Lowball Offers If their estimate seems far too low, you can request a re-inspection or dispute with your own contractor’s report.

❌ Delays Florida law requires insurers to respond within 14 days and settle within 90 days (Fla. Stat. § 627.70131). If they don’t, it’s a red flag.

See: What to Do If Your Insurance Claim Is Delayed

When to Contact an Attorney

If you feel stuck or treated unfairly, a legal expert can be your best asset. At Louis Law Group, we help Weston clients:

• Understand complex insurance language

• Handle claim disputes or denials

• Negotiate with the insurer on your behalf

• File a lawsuit if necessary

We aim to maximize your payout while taking the pressure off your shoulders.

Related: How an Insurance Lawyer Helps with Denied Claims

FAQs

Q: What should I do if my claim is denied?

A: Contact an attorney immediately. You may be able to file an appeal or lawsuit.

Q: How long does the claims process usually take?

A: By law, insurers must respond within 14 days and resolve most claims within 90 days.

Q: Can I get a second opinion on repair costs?

A: Yes, and it’s highly recommended. Hire your own licensed contractor for an estimate.

Q: What does a lawyer cost for help with my claim?

A: At Louis Law Group, we work on a contingency fee—you don’t pay unless we win.

Conclusion

Filing an insurance claim with American Integrity in Weston can be overwhelming, especially when you're already dealing with property damage. By following the steps in this guide and knowing when to call for professional help, you’ll be much better prepared to navigate the process smoothly and successfully.

Louis Law Group is here to assist Weston homeowners every step of the way—from understanding your policy to negotiating a fair settlement. We’re ready to help you fight for the compensation you rightfully deserve.

Is your insurance claim being delayed, underpaid, or denied?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.