American Integrity Claims Phone Number in St. Petersburg: How to File & What to Expect

If you're a homeowner in St. Petersburg, Florida, and your property was recently damaged, time is critical. One of the first steps you should take is filing a claim with your insurance provider. If you’re insured with American Integrity Insurance, you’ll need the correct claims phone number and a clear understanding of how to file.

This guide offers a step-by-step process to help St. Petersburg residents successfully file and follow up on insurance claims. We'll also explore how to navigate common delays, policy issues, and when to seek legal help from experienced professionals like Louis Law Group.

American Integrity Claims Phone Number for St. Petersburg

Phone Number: 1-866-277-9871 (Available 24/7) Website: https://www.aiiflorida.com/claims

This is the main number for all American Integrity claims in Florida, including St. Petersburg. When you call:

• Have your policy number ready

• Be prepared to describe the incident and damages

• Note the name of the representative and your claim number

It’s also a good idea to call from a quiet location and take notes during the call.

Steps to File a Claim in St. Petersburg

Let’s simplify the process:

✅ Step 1: Immediate Contact Call American Integrity’s claims department or file online within 24–48 hours of the damage occurring.

✅ Step 2: Temporary Repairs You’re responsible for limiting further damage (e.g., boarding windows or placing a tarp on a roof). Keep receipts for all expenses.

✅ Step 3: Collect Documentation Take photos and videos. Include:

• Structural damage

• Personal property loss

• Before-and-after comparisons (if possible)

✅ Step 4: Adjuster Appointment An insurance adjuster will inspect your property. Be present, ask questions, and take your own notes and photos.

✅ Step 5: Review Settlement Offer American Integrity will send a report and settlement offer. If it seems unfair, don’t feel pressured to accept immediately.

Learn more: Understanding Low Insurance Payouts

St. Petersburg Risks That Commonly Lead to Claims

As a Gulf Coast city, St. Petersburg faces a unique blend of risk factors:

• Tropical Storms & Hurricanes: Wind and water damage are common during hurricane season.

• Flooding: Especially in neighborhoods like Shore Acres, which are prone to tidal surges.

• Hail and Lightning: Sudden electrical damage or cracked roofing is more common than many realize.

St. Pete residents should also be aware of sinking soil and foundation issues, which may be slow to appear but costly.

Refer to Pinellas County Emergency Management for disaster preparedness.

How Louis Law Group Supports St. Petersburg Homeowners

At Louis Law Group, we help clients in St. Petersburg resolve complex or mishandled insurance claims. Whether your claim is underpaid, delayed, or wrongfully denied, our team:

• Reviews your full policy to spot missed coverage

• Communicates directly with insurers on your behalf

• Fights for fair compensation in court if needed

From Historic Kenwood to Coquina Key, we’ve helped property owners throughout the city get what they’re owed.

Related Resource: How an Insurance Lawyer Can Help You

Additional FAQs: American Integrity Claims in St. Petersburg

Can I use a public adjuster instead of calling a lawyer?

Yes. A public adjuster can evaluate your claim, but they can’t take legal action. For denied or lowball offers, an attorney provides stronger representation.

What if my neighbor also had damage, but their claim was approved?

It’s common for insurers to assess each case differently. If you believe your case was handled unfairly, it may be worth reopening the claim.

How long should a claim take in Florida?

Legally, insurers must acknowledge the claim within 14 days and respond with a decision within 90 days. Delays beyond this may be grounds for legal action.

What if new damage shows up weeks later?

You can file a supplemental claim if new or hidden damage appears. Just make sure you document the timeline and cause.

Conclusion

Living in St. Petersburg comes with the beauty of the Gulf—but also the risk of tropical weather and property damage. If you need to file a claim with American Integrity Insurance, start by calling 1-866-277-9871 and follow a structured approach to protect your rights.

If the process becomes overwhelming or unfair, know that Louis Law Group is here to help homeowners in St. Pete—from Downtown to Crescent Heights—fight for full and fair compensation.

Have you filed your claim the right way, or is it time to explore stronger legal options?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.