American Integrity Insurance Claims Phone Number in Florida: How to File Fast and Right

When disaster strikes your home—whether it’s from a hurricane, water leak, or fire—you need to act fast. For Florida homeowners insured by American Integrity Insurance, knowing the correct claims phone number and the proper steps to take can make a major difference in how fast and fairly your case is handled.

This article will show you exactly how to contact American Integrity, what to expect during the claim process, and what to do if your claim is delayed or denied. Whether you're filing for roof damage after a storm or water damage from a burst pipe, we’ll guide you every step of the way.

American Integrity Claims Phone Number

If you're in Florida and need to file a claim with American Integrity Insurance, use this dedicated claims number:

American Integrity Claims Phone Number (Florida): 1-866-277-9871 Available 24/7 for emergency claims.

You can also visit their official claims portal: https://www.aiiflorida.com/claims

When calling, have the following ready:

• Policy number

• Date and type of loss

• Property address

• Photos or videos of damage (if available)

This initial call is critical to documenting your loss correctly. Be calm, clear, and detailed.

When Should You Call to File a Claim?

You should call as soon as possible after discovering damage to your property. In Florida, time is of the essence because insurers have strict timelines, especially after hurricanes.

Tip: Don’t wait more than 24–48 hours after discovering the damage unless it’s unsafe to do so.

Calling quickly helps:

• Preserve your right to benefits

• Prevent claim denials based on delayed reporting

• Reduce further property damage

Learn more about timelines here: What To Do Immediately After Property Damage

Step-by-Step Process After Calling

✅ Step 1: File the Report

• After calling, you’ll receive a claim number. This is your reference for all follow-up communications.

✅ Step 2: Adjuster Assignment

• An adjuster will be assigned to assess the damage. They may schedule a property inspection within a few days.

✅ Step 3: Document the Damage

• Take clear, dated photos and videos. Create a list of damaged items and estimated costs for repairs or replacement.

✅ Step 4: Receive a Settlement Offer

• The insurance company will send a written estimate and payment offer—often within 2-3 weeks. Review it carefully.

✅ Step 5: Dispute If Necessary

• If the offer is too low or your claim is denied, you can appeal or seek legal help.

Common Issues Florida Homeowners Face

Florida homeowners often experience:

• Delayed claims after hurricanes or major storms

• Underpayment for roof or mold damage

• Denials due to “pre-existing conditions”

• Lack of communication from adjusters

If any of these happen to you, know that you are not alone—and that legal support may be necessary to ensure a fair outcome.

When to Seek Legal Help – How Louis Law Group Can Assist

If your insurance company:

• Ignores your calls

• Delays your payment

• Offers a lowball settlement

• Denies your claim without proper reason

Louis Law Group helps Florida residents navigate these difficult claims. We’ve helped clients secure rightful compensation in cases involving:

• Hurricane & storm damage

• Roof & structural damage

• Fire & smoke claims

• Water & mold disputes

We handle negotiations, documentation, and—if necessary—litigation, to make sure your insurance works the way it should.

Contact us here: Louis Law Group – Get Legal Help Today

FAQs

Q: Is calling the only way to file an American Integrity claim?

No. You can also file online at www.aiiflorida.com. However, calling ensures immediate reporting and quicker adjuster assignment.

Q: What happens if I miss the call from the adjuster?

It may delay your claim. Always check your voicemail and return calls promptly.

Q: Can I file multiple claims for different issues?

Yes, but each incident must be distinct (e.g., a hurricane claim vs. a plumbing leak). Be honest and clear when reporting.

Q: What if I can't find my policy number when calling?

The insurer may still locate your policy using your name, address, and phone number—but having the number ready speeds up the process.

Q: Are phone calls recorded by the insurer?

Yes, most insurers record claims calls. Make sure your statements are accurate and consistent with your documentation.

Conclusion

Filing an insurance claim starts with one critical step—calling the right number. In Florida, homeowners insured by American Integrity should act fast, document thoroughly, and stay proactive to avoid delays and denials.

If you're unsure what to say, overwhelmed by paperwork, or frustrated with poor communication, remember that Louis Law Group is here to help guide you through the process.

In a high-risk state like Florida, do you feel confident that your claim will be handled fairly?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.