American Integrity Insurance Claims Phone Number in Clearwater, FL

If you’re a homeowner in Clearwater, Florida, having the right insurance is essential—especially during storm season. One of the most recognized insurance providers in the state is American Integrity Insurance. Whether you’re dealing with hurricane damage, a water leak, or a broken pipe, knowing how to contact the company and file a claim quickly is crucial.

This guide gives you the correct phone number, explains what Clearwater homeowners should expect, and shows how Louis Law Group can assist if you run into claim delays or denials.

American Integrity Insurance Claims Phone Number

Here are the official American Integrity contact details for filing claims:

24/7 Claims Reporting Line: 1-866-277-9871

• For new claims or updates to existing claims, available anytime.

Storm or Hurricane Claims Hotline: 1-844-MYAIIC1 (1-844-692-4421)

Policy Support & Customer Service: 1-866-968-8390

• For policy questions, billing concerns, or address updates.

Text Support Option: Text “SUPPORT” to 813-706-3348

Online Claims Portal: https://www.aiicfl.com/customer-tools/report-a-claim

What Clearwater Homeowners Commonly Face

Clearwater’s location on Florida’s Gulf Coast puts it at high risk for:

• Hurricane-force winds and storm surge

• Heavy rains that lead to roof or ceiling leaks

• Flooding and mold

• Electrical or plumbing issues in older homes

These risks are why it's critical to file your insurance claim with accuracy and speed.

Step-by-Step: How to File a Claim with American Integrity

Assess and Document the Damage

• Take clear, timestamped photos of every affected area—even minor damage.

Call the Claims Number ASAP

• Dial 1-866-277-9871 and report the damage. Have your policy number and damage details ready.

Make Emergency Repairs Only

• Prevent more damage (e.g., place a tarp on your roof), but don’t start full repairs until authorized.

Meet with the Adjuster

• Cooperate with American Integrity’s assigned adjuster. Share your photos, repair estimates, and receipts.

Track Communications

• Keep a file with call logs, names, and notes from every contact with the company.

For help preparing: Checklist: What to Do Before Filing a Claim

What to Do If Your Claim Is Denied or Delayed

• Clearwater homeowners sometimes face:

• Denied claims for pre-existing conditions

• Lowball settlement offers

• Weeks of waiting with no clear updates

If this happens to you, don’t accept the result without reviewing your options. Louis Law Group represents policyholders in Clearwater and across Pinellas County. We help dispute denials, negotiate fair settlements, and fight for your legal rights when insurance companies fall short.

FAQs

Q: Does American Integrity cover condo units in Clearwater Beach?

Yes, they offer condo policies, but make sure to review the master HOA policy to avoid gaps. Interior damage and personal property should be covered under your individual policy.

Q: Is roof damage from rainstorms covered?

Only if wind or another covered peril first damages the roof. Rain alone entering through a worn-out roof may be excluded.

Q: Can I reopen a claim if new damage is found later?

Yes, you can request to reopen a claim if additional, related damage is discovered within the coverage timeframe.

Q: How long does it take to get a payout?

Insurers in Florida must respond within 60 days to most claims. If your claim takes longer without explanation, it may be time to get legal help.

Q: Does my American Integrity policy include mold removal?

Only if you purchased a mold endorsement. Standard policies often exclude mold, even if it results from water damage.

Conclusion

Whether you live near Clearwater Beach, downtown, or the suburbs, filing an insurance claim with American Integrity Insurance doesn’t have to be overwhelming. Know the right phone number to call, prepare your documents, and act fast after damage occurs.

If your claim is delayed, denied, or underpaid, Louis Law Group is here to help Clearwater homeowners navigate the legal process, review policy language, and recover the compensation they deserve.

Have you filed a claim with American Integrity in Clearwater and need a second opinion before moving forward?

Contact Louis Law Group today for a free consultation. Call 833-657-4812 or submit a free case evaluation form to get started. Don’t wait—let us help you take the first step toward justice and financial recovery.